Compare Bank & Credit Union Rates
Best CD rates in Salem, NH
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Salem, NH
- 4.30%APY$652 over 18 months on $10,000intro rate
Requirements
Product: Personal accounts only. Early withdrawal penalty may apply. Automatically renews at standard Personal Account CD rates at maturity unless instructed otherwise.
Offer: Monthly interest compounding. Minimum opening deposit $2,500.
Promotional rate · 4.22% interest rate · Effective Oct 2, 2026
Rate checked
More details - 4.30%APY$994 over 27 months on $10,000
Requirements
Product: Minimum age requirement to open account is 18. Interest accrued daily and compounded monthly. Automatic renewal at maturity with a 10 calendar day grace period. Penalties imposed for early withdrawal of principal funds. Automatic electronic deductions are not available. Personal CD rates are also available for Business CDs.
4.22% interest rate · Compounded monthly · Effective Sep 17, 2026
Rate checked
More details - 4.25%APY$246 over 7 months on $10,000
Requirements
Product: Minimum balance to open account is $500. Minimum daily average balance to earn the Annual Percentage Yield is $500. Interest compounded monthly.
4.17% interest rate · Compounded monthly · Effective Oct 2, 2026
Rate checked
More details - 4.25%APY$718 over 20 months on $10,000intro rate
Requirements
Product: Not available for an Individual Retirement Account (IRA). Substantial penalty for early withdrawal. Fees may reduce earnings.
Offer: Not available for an Individual Retirement Account (IRA). Substantial penalty for early withdrawal. Fees may reduce earnings.
Promotional rate · 4.16% interest rate · Effective Oct 15, 2026
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More details - 4.20%APY$384 over 11 months on $10,000
4.11% interest rate · Effective Sep 29, 2026
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More details - 4.15%APY$629 over 18 months on $10,000
Requirements
Product: Minimum deposit to open is $1,000; maximum deposit to open is $1,000,000.00. You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY. Compounded daily. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Offer: Select 18-Month CD. Compounded daily. Minimum balance of $0.01 required daily to obtain disclosed APY.
4.07% interest rate · Compounded daily · Balance cap $1,000,000 · Effective Oct 6, 2026
Rate checked
More details - 4.10%APY$410 over 1 year on $10,000
Requirements
Product: Must be a member of Service CU or establish membership with $5 in a Primary Savings Account. Early withdrawal penalties may apply. No monthly maintenance fees.
Offer: Dividends compounded and credited monthly.
4.03% interest rate · Effective Oct 16, 2026
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More details - 4.05%APY$336 over 10 months on $10,000intro rate
Requirements
Product: Not available for an Individual Retirement Account (IRA). Substantial penalty for early withdrawal. Fees may reduce earnings.
Offer: Not available for an Individual Retirement Account (IRA). Substantial penalty for early withdrawal. Fees may reduce earnings.
Promotional rate · 4.04% interest rate · Effective Oct 15, 2026
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More details - 4.00%APY$165 over 5 months on $10,000intro rate
Requirements
Product: Not available for an Individual Retirement Account (IRA). Substantial penalty for early withdrawal. Fees may reduce earnings.
Offer: Not available for an Individual Retirement Account (IRA). Substantial penalty for early withdrawal. Fees may reduce earnings.
Promotional rate · 3.95% interest rate · Effective Oct 15, 2026
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More details - 3.85%APY$583 over 18 months on $10,000with conditions
Requirements
Product: Requires an eligible/qualifying M&T Bank checking account (such as MyChoice Premium Checking, M&T Select, M&T Select With Interest, Power Checking, or Advantage Checking). Maximum deposit is $1,000,000 per account ($750,000 if opened online). Minimum balance to obtain APY is $1.00. Early withdrawal penalties apply.
Offer: Requires a qualifying checking account. Maximum deposit is $1,000,000 ($750,000 if opened online). Minimum balance to obtain APY is $1.00.
Qualified rate · 3.78% interest rate · Balance cap $1,000,000 · Effective Jul 30, 2026
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More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - 3.75%APY$375 over 1 year on $10,000
Requirements
Product: Substantial penalty for early withdrawal. Fees could reduce earnings.
Offer: Substantial penalty for early withdrawal. Fees could reduce earnings.
3.68% interest rate · Effective Oct 15, 2026
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.25%APY$325 over 1 year on $10,000
Requirements
Product: Interest compounding monthly (for CD terms in excess of six months). Interest rate guaranteed for term of investment. Automatic renewal option at maturity. Balances insured by the FDIC up to the maximum allowed by law. Penalties for early withdrawal may apply. $500 Minimum Balance Required. Substantial penalty for early withdrawal may apply. Fees may reduce earnings.
3.20% interest rate · Effective Oct 12, 2026
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More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Salem, NH
173 CDs at 11 banks and credit unions · checked Oct 5–22
- Typical
- 2.25%
- Top 10% from
- 4.00%
- Banks, typical
- 2.01%
- Credit unions, typical
- 3.10%
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Find your bank or credit union to see all its rates and how they compare near you.
Boston, MA-NH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 13 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches