Credit union · NCUA insured
BrightBridge Credit Union CD Rates
Top CarrotBrightBridge Credit Union’s best CD rate is 4.00% APY on a 10-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 15, 2026.
How BrightBridge Credit Union’s CD rates compare
Compared with banks and credit unions near Boston, MA-NH, where BrightBridge Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
BrightBridge Credit Union
4.00%APY
- Term
- 10 months
- Minimum
- $500
- Earns on $10,000
- $332
Certificate Accounts
Top rate
RiverWorks Credit Union
4.80%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $237
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
BrightBridge Credit Union CD score
79
CD score
Higher than 48% of U.S. banks and credit unions
- 3–8 months3–8 mo3.55%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo3.25%
- 31–60 months31–60 mo1.05%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where BrightBridge Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate Accounts
Up to 4.00%APY · 11 terms
| Term | APY · $250 and up | APY · $500 and up | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3 months | — | 3.55% | 3.65% | 3.55%3.65% from $50k | $88 |
| 5 monthsNon-IRA certificates only | 3.55% | — | — | 3.55% | $146 |
| 6 months | — | 3.55% | 3.65% | 3.55%3.65% from $50k | $176 |
| 9 months | — | 3.55% | — | 3.55% | $265 |
| 10 months | — | 4.00% | — | 4.00% | $332 |
| 12 months | — | 3.35% | 3.45% | 3.35%3.45% from $50k | $335 |
| 18 months | — | 3.25% | 3.35% | 3.25%3.35% from $50k | $491 |
| 24 months | — | 2.00% | 2.10% | 2.00%2.10% from $50k | $404 |
| 36 months | — | 1.05% | 1.15% | 1.05%1.15% from $50k | $318 |
| 48 months | — | 0.85% | 0.95% | 0.85%0.95% from $50k | $344 |
| 60 months | — | 0.90% | 1.00% | 0.90%1.00% from $50k | $458 |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
IRA Certificates
Up to 4.00%APY · 10 terms
Same rates and terms for most IRA Certificates (except 5 Month which is non-IRA only). No service fees.
| Term | APY · $500 and up | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months | 3.55% | 3.65% | 3.55%3.65% from $50k | $88 |
| 6 months | 3.55% | 3.65% | 3.55%3.65% from $50k | $176 |
| 9 months | 3.55% | — | 3.55% | $265 |
| 10 months | 4.00% | — | 4.00% | $332 |
| 12 months | 3.35% | 3.45% | 3.35%3.45% from $50k | $335 |
| 18 months | 3.25% | 3.35% | 3.25%3.35% from $50k | $491 |
| 24 months | 2.00% | 2.10% | 2.00%2.10% from $50k | $404 |
| 36 months | 1.05% | 1.15% | 1.05%1.15% from $50k | $318 |
| 48 months | 0.85% | 0.95% | 0.85%0.95% from $50k | $344 |
| 60 months | 0.90% | 1.00% | 0.90%1.00% from $50k | $458 |
Sources (2)
All captured Oct 5, 2026
Who can join BrightBridge Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, volunteer, or attend school in eligible counties in CT, MA, NH, or RI qualify for membership.
Employers and groups
- Employees and members of participating employer and sponsor groups qualify for membership.
Military, government and schools
- Employees or members of participating government and educational entities qualify for membership.
Family and household
- Individuals who have a family member living in the Field of Membership qualify for membership.
Other ways
- Members or volunteers of a religious, civic, or charitable organization with its principal place of business within the Field of Membership qualify for membership.
Membership information collected October 5, 2026.