Credit union · NCUA insured
HRCU
A $502.3M credit union headquartered in Rochester, NH, with 25,316 members and 5 branches in New Hampshire. Best rates: CDs 4.00% and savings 0.50% APY.
HRCU Carrot Score
71
Carrot Score
Higher than 28% of U.S. banks and credit unions
#92 of 141 in Boston, MA-NH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About HRCU
Operating for over 60 years, Holy Rosary Credit Union (HRCU) serves individuals who live, work, attend school, or worship in New Hampshire or York County, Maine.
HRCU is approved to offer Small Business Administration loan products under the SBA's Preferred Lender programs.
- Headquarters
- 133 Brock St, Rochester, NH 03867
- NCUA charter
- 65088
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to anyone who lives, works, goes to school, or worships in New Hampshire or York County, Maine.
Family and household
- Eligibility is open to individuals who have a family member who is an HRCU member.
Cost to join
- An account can be opened with as little as $5.00.
Branches
5 branches in New Hampshire
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New Hampshire
5 branches
- Main OfficeMain office133 Brock St, Rochester, NH 03867Directions
- Dover490 Central Ave, Dover, NH 03820Directions
- Farmington341 NH Route 11, Farmington, NH 03835Directions
- Greenland603 Portsmouth Ave, Greenland, NH 03840Directions
- Spaulding High School140 Wakefield St, Rochester, NH 03867Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.31% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.48% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.06% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $71 | $76 | — |
- CapitalNet worth ratio9.31%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.48%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.06%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$71Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of HRCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.