Bank · FDIC insured
Bangor Savings Bank CD Rates
Bangor Savings Bank’s best CD rate is 2.53% APY on a 3-month CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Bangor Savings Bank’s CD rates compare
Compared with banks and credit unions near Portland, ME, where Bangor Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Bangor Savings Bank
4.00%APY
- Term
- 39 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $1,359
Special Certificate of Deposit (CD) Offerings
Top rate
Northeast Bank
4.55%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $455
2nd-highest rate
Machias Savings Bank
4.50%APY
- Term
- 36 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,412
Bangor Savings Bank CD score
63
CD score
Higher than 9% of U.S. banks and credit unions
- 3–8 months3–8 mo2.53%
- 9–15 months9–15 mo0.85%
- 16–30 months16–30 mo1.01%
- 31–60 months31–60 mo1.01%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bangor Savings Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Special Certificate of Deposit (CD) Offerings
Up to 4.00%APY · 4 terms
Requires a $500 minimum daily balance to earn APY and $500 minimum opening deposit. Interest compounded daily and credited monthly. Penalties may be imposed for early withdrawal. Benefit Plus checking account holders receive relationship rate and APY.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 9 monthsFor Benefit Plus customers. Renews automatically into 6 Month CDs | 3.50% | $261 |
| 9 monthsRenews automatically into 6 Month CDs | 3.25% | $243 |
| 15 monthsFor Benefit Plus customers. Renews automatically into 12 Month CDs | 3.75% | $471 |
| 15 monthsRenews automatically into 12 Month CDs | 3.50% | $439 |
| 39 monthsFor Benefit Plus customers. Renews automatically into 36 Month CDs | 4.00% | $1,359 |
| 39 monthsRenews automatically into 36 Month CDs | 3.75% | $1,271 |
| 54 monthsFor Benefit Plus customers. Renews automatically into 48 Month CDs | 4.00% | $1,930 |
| 54 monthsRenews automatically into 48 Month CDs | 3.75% | $1,802 |
Sources (1)
- bangor.com/personal-banking/sa…t/certificate-of-deposit · captured Oct 3, 2026
Certificate of Deposit
Up to 2.53%APY · 9 terms
FDIC-insured. Daily compounding, interest credited monthly. Early withdrawal penalties apply. Benefit Plus checking account holders receive relationship interest rate and APY.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 2.28% | $57 |
| 3 monthsFor Benefit Plus customers | 2.53% | $63 |
| 6 months | 0.45% | $22 |
| 6 monthsFor Benefit Plus customers | 0.70% | $35 |
| 12 months | 0.60% | $60 |
| 12 monthsFor Benefit Plus customers | 0.85% | $85 |
| 18 months | 0.70% | $105 |
| 18 monthsFor Benefit Plus customers | 0.95% | $143 |
| 24 months | 0.75% | $151 |
| 24 monthsFor Benefit Plus customers | 1.01% | $203 |
| 30 months | 0.75% | $189 |
| 30 monthsFor Benefit Plus customers | 1.01% | $254 |
| 36 months | 0.75% | $227 |
| 36 monthsFor Benefit Plus customers | 1.01% | $306 |
| 48 months | 0.75% | $303 |
| 48 monthsFor Benefit Plus customers | 1.01% | $410 |
| 60 months | 0.75% | $381 |
| 60 monthsFor Benefit Plus customers | 1.01% | $515 |
Sources (1)
- bangor.com/personal-banking/sa…t/certificate-of-deposit · captured Oct 3, 2026
Special-purpose accounts
Great Start CD for Kids
Up to 0.85%APY · 1 term
Must be under the age of 18 to be eligible. An adult co-owner is required for minors under the age of 16. Requires a $500 minimum opening deposit. Early withdrawal penalties apply. Benefit Plus checking account holders receive relationship rate and APY.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsA minimum daily balance of $100 is required to earn the annual percentage yield | 0.60% | $60 |
| 12 monthsFor Benefit Plus customers. A minimum daily balance of $100 is required to earn the annual percentage yield | 0.85% | $85 |
Sources (1)
- bangor.com/rates · captured Oct 3, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.