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Best CD rates in Milford, NH
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Hillsborough County, NH · Showing Hillsborough County, NH: too few institutions in Milford, NH
- 4.50%APY$1,412 over 36 months on $10,000
Requirements
Product: To open online, must be at least 18 years old and a Maine resident or an existing customer. Penalty applies for early withdrawal. Rates accurate as of 10/13/2026.
Offer: Early withdrawal penalty: 365 days interest.
4.40% interest rate · Effective Oct 13, 2026
Rate checked
More details - 4.45%APY$1,902 over 48 months on $10,000
Requirements
Product: Dividends can compound, be paid by check, or transferred to an account monthly (min. $10.00). Membership to GFA Federal Credit Union requires a $10 balance in a savings or checking account. Rates subject to change without notice. Early withdrawal is subject to penalty and may reduce earnings.
Offer: Membership to GFA Federal Credit Union requires a $10 balance in a savings or checking account. Rates subject to change without notice. Early withdrawal is subject to penalty and may reduce earnings.
4.36% interest rate
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More details - 4.35%APY$547 over 15 months on $10,000intro rate
Requirements
Product: Minimum balance of $1,000. No additional deposits allowed during the term of the Certificate. Early withdrawal penalty applies (3 months dividends for terms 12 months or less, 6 months dividends for terms greater than 12 months). A 10-day grace period after maturity applies. Must maintain membership savings balance of $25.
Offer: Special Certificate. Available for a limited time. No additional deposits allowed during the term of the Certificate. Early withdrawal penalty equals 6 months dividends.
Promotional rate · 4.27% interest rate
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More details - 4.35%APY$660 over 18 months on $10,000
Requirements
Product: Guaranteed fixed rate from opening to maturity. Penalty for early withdrawal. $500 minimum deposit required to open and earn stated APY. Rate information current as of October 16, 2026.
Offer: 18-Month Promo CD. Guaranteed fixed rate.
4.26% interest rate · Effective Oct 16, 2026
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More details - 4.30%APY$652 over 18 months on $10,000intro rate
Requirements
Product: Personal accounts only. Early withdrawal penalty may apply. Automatically renews at standard Personal Account CD rates at maturity unless instructed otherwise.
Offer: Monthly interest compounding. Minimum opening deposit $2,500.
Promotional rate · 4.22% interest rate · Effective Oct 2, 2026
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More details - 4.25%APY$868 over 24 months on $10,000intro rate
Requirements
Product: A $250.00 minimum balance and $5.00 membership account are required to open. Early withdrawal penalty may apply. Upon maturity, certificate may automatically roll into another term. Dividends are compounded and credited monthly.
Offer: Special Offer. Available with a one-time bump-up option.
Promotional rate · 4.17% interest rate · Effective Sep 21, 2026
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More details - 4.25%APY$1,291 over 35 months on $10,000intro rate
Requirements
Product: Minimum balance required to open and earn APY. Fees may reduce earnings. Penalty will be imposed on early withdrawal.
Offer: 35 Month Promotion CD. Minimum balance required to open and earn APY. Penalty will be imposed on early withdrawal.
Promotional rate · Effective Sep 15, 2026
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More details - 4.20%APY$384 over 11 months on $10,000
4.11% interest rate · Effective Sep 29, 2026
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More details - Bellwether Community Credit UnionShare CertificateCD · 18 months · $500 min
Credit union · 4 branches
4.20%APY$637 over 18 months on $10,000with conditionsRequirements
Product: Minimum of $500 needed to open and obtain dividends. Dividends are compounded and paid monthly. Early withdrawal will result in a loss of earnings penalty. Loyalty Pays Premium Certificate Rate requires an active consumer checking account and active debit card with at least one debit card transaction in the current month.
Offer: Loyalty Pays Premium Certificate Rate: requires an active consumer checking account and active debit card, with a minimum of one debit card transaction in the current month.
Qualified rate · 4.12% interest rate · Effective Sep 1, 2026
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More details - 4.15%APY$629 over 18 months on $10,000
Requirements
Product: Minimum deposit to open is $1,000; maximum deposit to open is $1,000,000.00. You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY. Compounded daily. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Offer: Select 18-Month CD. Compounded daily. Minimum balance of $0.01 required daily to obtain disclosed APY.
4.07% interest rate · Compounded daily · Balance cap $1,000,000 · Effective Oct 6, 2026
Rate checked
More details - Granite State Credit UnionFlexible Term Certificates - Term ShareCD · 13 months · $500 min
Credit union · 3 branches
4.11%APY$446 over 13 months on $10,000Requirements
Product: Dividends are compounded monthly and credited to account monthly. Certificate rates are subject to change at anytime; however the rate will remain in effect for the term of the certificate once opened. Penalties may be incurred for early withdrawals.
Offer: Special! 13 Months! Early withdrawal penalty: 90 days' dividends for terms of 23 months or less.
4.03% interest rate · Compounded monthly · Effective Oct 3, 2026
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More details - 4.10%APY$341 over 10 months on $10,000
Requirements
Product: Interest compounded monthly. Early withdrawal penalties may be imposed. $500 minimum to open. Funding for accounts opened online is limited to a maximum of $100,000. Online account opening available for residents of ME, VT, NH, MA, CT, and RI.
Offer: Special CD offer. May not be combined with Prestige checking preferred rate. Not eligible for partial withdrawals below the minimum qualifying balance. Special can end at any time.
4.01% interest rate · Compounded monthly · Effective Oct 9, 2026
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More details - 4.10%APY$410 over 1 year on $10,000
Requirements
Product: Must be a member of Service CU or establish membership with $5 in a Primary Savings Account. Early withdrawal penalties may apply. No monthly maintenance fees.
Offer: Dividends compounded and credited monthly.
4.03% interest rate · Effective Oct 16, 2026
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More details - 4.10%APY$515 over 15 months on $10,000intro rate
Requirements
Product: $500.00 minimum deposit to open this account and obtain the stated APY. Annual percentage yield is effective 10/1/26. Rates are subject to change without notice. Penalty may be assessed for early withdrawal. Fees and withdrawals could reduce earnings. Not available as an IRA.
Offer: $500.00 minimum deposit to open this account and obtain stated APY. Not available as an IRA. Early withdrawal penalty may apply. Fees and withdrawals could reduce earnings.
Promotional rate · 4.02% interest rate · Effective Oct 22, 2026
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More details - 4.10%APY$1,281 over 36 months on $10,000
Requirements
Product: Rates and APYs are fixed for the term upon opening and subject to change upon renewal. Penalty may be imposed for early withdrawal.
Offer: Penalty may be imposed for early withdrawal.
Effective Aug 20, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Hillsborough County, NH
332 CDs at 27 banks and credit unions · checked Oct 15–22
- Typical
- 2.50%
- Top 10% from
- 4.00%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.00%
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Manchester, NH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- GFA FCUCredit union · 1 branch
- Service Credit UnionCredit union · 5 branches
- Triangle Credit UnionCredit union · 8 branches