Compare Bank & Credit Union Rates
Best CD rates in Laconia, NH
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–10 results in Belknap County, NH · Showing Belknap County, NH: too few institutions in Laconia, NH
- 4.15%APY$629 over 18 months on $10,000
Requirements
Product: $500.00 minimum to open Certificate of Deposit. A substantial interest penalty may be required for early withdrawals. Fees could reduce earnings.
4.07% interest rate · Effective Oct 14, 2026
Rate checked
More details - Granite State Credit UnionFlexible Term Certificates - Term ShareCD · 13 months · $500 min
Credit union · 1 branch
4.11%APY$446 over 13 months on $10,000Requirements
Product: Dividends are compounded monthly and credited to account monthly. Certificate rates are subject to change at anytime; however the rate will remain in effect for the term of the certificate once opened. Penalties may be incurred for early withdrawals.
Offer: Special! 13 Months! Early withdrawal penalty: 90 days' dividends for terms of 23 months or less.
4.03% interest rate · Compounded monthly · Effective Oct 3, 2026
Rate checked
More details - 4.10%APY$341 over 10 months on $10,000
Requirements
Product: Interest compounded monthly. Early withdrawal penalties may be imposed. $500 minimum to open. Funding for accounts opened online is limited to a maximum of $100,000. Online account opening available for residents of ME, VT, NH, MA, CT, and RI.
Offer: Special CD offer. May not be combined with Prestige checking preferred rate. Not eligible for partial withdrawals below the minimum qualifying balance. Special can end at any time.
4.01% interest rate · Compounded monthly · Effective Oct 9, 2026
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More details - 4.10%APY$410 over 1 year on $10,000
Requirements
Product: Must be a member of Service CU or establish membership with $5 in a Primary Savings Account. Early withdrawal penalties may apply. No monthly maintenance fees.
Offer: Dividends compounded and credited monthly.
4.03% interest rate · Effective Oct 16, 2026
Rate checked
More details - 4.10%APY$515 over 15 months on $10,000intro rate
Requirements
Product: $500.00 minimum deposit to open this account and obtain the stated APY. Annual percentage yield is effective 10/1/26. Rates are subject to change without notice. Penalty may be assessed for early withdrawal. Fees and withdrawals could reduce earnings. Not available as an IRA.
Offer: $500.00 minimum deposit to open this account and obtain stated APY. Not available as an IRA. Early withdrawal penalty may apply. Fees and withdrawals could reduce earnings.
Promotional rate · 4.02% interest rate · Effective Oct 22, 2026
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More details - 3.80%APY$284 over 9 months on $10,000
Requirements
Product: APYs effective as of 10/15/2026. Rates are subject to change without notice. A fee may be imposed for early withdrawals. Fees could reduce earnings.
Offer: Minimum balance $500 to obtain APY.
3.74% interest rate · Effective Oct 15, 2026
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More details - 3.50%APY$350 over 1 year on $10,000
Requirements
Product: $500.00 minimum deposit. Early withdrawal penalty may apply. Fees and withdrawals could reduce earnings.
3.45% interest rate · Effective Oct 22, 2026
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More details - 3.35%APY$166 over 6 months on $10,000with conditions
Requirements
Product: A withdrawal of interest will reduce earnings. If you withdraw before the stated maturity, an early withdrawal penalty will apply. Monthly service fee is $0.
Offer: Special rate. Valid for new money only; transfers from existing Camden National Bank accounts are not eligible. Account owner(s) must open a personal checking account or have an existing personal checking account at the time the CD Special account is opened. For individuals only. Available for new accounts opened on or after 3/4/2026. Early withdrawal penalty will apply. You must maintain the minimum balance each day to receive disclosed APY.
Qualified rate · 3.30% interest rate · Effective Mar 4, 2026
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More details - 1.75%APY$906 over 60 months on $10,000
Requirements
Product: $100.00 minimum deposit to open this account and obtain the stated APY. Annual percentage yield is effective 10/1/26. Rates are subject to change without notice. Deposits can be made to the account and early withdrawl penalties are waived for qualified educational expenses. Penalty may be assessed for early withdrawals that do not qualify. Fees and withdrawals could reduce earnings.
Offer: Early withdrawal penalties waived for qualified educational expenses. Additional deposits can be made at any time.
1.74% interest rate · Effective Oct 22, 2026
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More details - 0.10%APY$5 over 6 months on $10,000
Requirements
Product: Not available for IRA CDs. Allows 1 penalty-free withdrawal during 6 month term following initial 7 days account is open. A substantial interest penalty may be required for early withdrawals. Fees could reduce earnings.
Offer: Allows 1 penalty-free withdrawal during 6 month term following initial 7 days account is open; not available for IRA CDs
0.10% interest rate · Effective Oct 14, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Belknap County, NH
71 CDs at 7 banks and credit unions · checked Oct 22
- Typical
- 2.35%
- Top 10% from
- 4.00%
- Banks, typical
- 2.01%
- Credit unions, typical
- 2.78%
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Laconia, NH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Service Credit UnionCredit union · 1 branch