Credit union · NCUA insured
Members First Credit Union
A $281.5M credit union headquartered in Manchester, NH, with 12,922 members and 3 branches in New Hampshire. Best rates: CDs 4.00% and savings 1.00% APY.
Members First Credit Union Carrot Score
82
Carrot Score
Higher than 59% of U.S. banks and credit unions
#5 of 23 in Manchester, NH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Members First Credit Union
- Headquarters
- 7 Salmon St, Manchester, NH 03104-3027
- NCUA charter
- 65491
Branches
3 branches in New Hampshire
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New Hampshire
3 branches
- Salmon Street BranchMain office7 Salmon St, Manchester, NH 03104Directions
- Bedford Branch136 Bedford Center Rd, Bedford, NH 03110Directions
- Union Street Branch200 Union St, Manchester, NH 03103Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.50% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.52% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.87% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $56 | $76 | — |
- CapitalNet worth ratio9.50%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.52%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.87%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$56Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Members First Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.