Compare Bank & Credit Union Rates
Best CD rates in Milford, NH
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in Hillsborough County, NH · Showing Hillsborough County, NH: too few institutions in Milford, NH
- 4.00%APY$132 over 4 months on $10,000intro rate
Requirements
Product: Limited-time special CD offer available in Maine for accounts opened starting January 5, 2026. Promotional rates for a limited time on new money only (funds cannot currently be deposited at NBT Bank). CD accounts must be opened in branch (Portland Bayside branch). At maturity, renewed into regular CD product at the current rate available. A penalty will be assessed for early withdrawal.
Offer: 4 Month CD promotional rate on new money only. Must be opened in branch in Portland Bayside, Maine.
Promotional rate · 3.93% interest rate · Effective Jan 5, 2026
Rate checked
More details - Members First Credit UnionTerm Share CertificatesCD · 9 months · $1,000 min
Credit union · 3 branches
4.00%APY$299 over 9 months on $10,000Requirements
Product: Penalty may be imposed for early withdrawal. Withdrawals or fees may reduce earnings. Other rates and terms may be available.
Offer: No limit to the number of 7, 9, or 11 month certificates so long as the aggregate balance for all certificates in each 7, 9, or 11 month term does not exceed $200,000 per primary member. No early withdrawal penalty. No incoming wire fees for new certificate. Minimum $1,000.00 required to open and earn stated APY.
Balance cap $200,000 · Effective Aug 7, 2026
Rate checked
More details - Merrimack County Savings BankCertificates of Deposit \u2013 Fixed RateCD · 15 months · $500 min
Bank · 1 branch
4.00%APY$502 over 15 months on $10,0003.93% interest rate · Effective Sep 25, 2026
Rate checked
More details - 4.00%APY$606 over 18 months on $10,000with conditions
Requirements
Product: Available to consumers only. Requires a Ledyard Bank consumer checking account to open and earn stated APYs. Penalty may apply for early withdrawal. Fees could reduce earnings.
Offer: Requires a $1,000 minimum deposit and a Ledyard Bank consumer checking account to open and earn stated APY.
Qualified rate · Effective Jul 24, 2026
Rate checked
More details - Bangor Savings BankSpecial Certificate of Deposit (CD) OfferingsCD · 39 months · $500 min
Bank · 3 branches
4.00%APY$1,359 over 39 months on $10,000with conditionsRequirements
Product: Requires a $500 minimum daily balance to earn APY and $500 minimum opening deposit. Interest compounded daily and credited monthly. Penalties may be imposed for early withdrawal. Benefit Plus checking account holders receive relationship rate and APY.
Offer: For Benefit Plus customers. Renews automatically into 36 Month CDs.
Qualified rate · 3.92% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - 3.85%APY$583 over 18 months on $10,000with conditions
Requirements
Product: Requires an eligible/qualifying M&T Bank checking account (such as MyChoice Premium Checking, M&T Select, M&T Select With Interest, Power Checking, or Advantage Checking). Maximum deposit is $1,000,000 per account ($750,000 if opened online). Minimum balance to obtain APY is $1.00. Early withdrawal penalties apply.
Offer: Requires a qualifying checking account. Maximum deposit is $1,000,000 ($750,000 if opened online). Minimum balance to obtain APY is $1.00.
Qualified rate · 3.78% interest rate · Balance cap $1,000,000 · Effective Jul 30, 2026
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - 3.75%APY$217 over 7 months on $10,000intro rate
Requirements
Product: Only available for funds not currently on deposit at Primary Bank. Minimum deposit to open is $1,000. Automatically renews into a 12-month CD at the interest rate in effect at the time of renewal unless withdrawn during the grace period.
Offer: New Money Only. Minimum deposit to open is $1,000. The CD will automatically renew into a 12 month CD at the interest rate in effect at the time of renewal unless the funds are withdrawn during the grace period.
Promotional rate · 3.69% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.50%APY$350 over 1 year on $10,000
Requirements
Product: $500.00 minimum deposit. Early withdrawal penalty may apply. Fees and withdrawals could reduce earnings.
3.45% interest rate · Effective Oct 22, 2026
Rate checked
More details - First Tech Federal Credit UnionTraditional Share CertificatesCD · 12 months · $500 min · 3.50%–3.75% by balance
Credit union · 4 branches
3.50%APY$350 over 1 year on $10,000Requirements
Product: No account set-up fees or maintenance fees. Fixed APY for the term. 10-day rate guarantee period.
3.44% interest rate · Effective Oct 2, 2026
Rate by balance
Rate by balance for Traditional Share Certificates Balance APY Up to $100,000Your amount 3.50% $100,000 and upJumbo tier. 3.75% Rate checked
More details - 3.50%APY$898 over 30 months on $10,000intro rate
Requirements
Product: Flex CD features: one-time penalty-free withdrawal up to 25% of principal balance without losing earned interest, one-time rate bump/upgrade during initial term, and one-time additional deposit during initial term not to exceed original deposit amount. CD accounts only; ineligible for IRAs. $500 minimum deposit required to open and earn stated APY. Rate information current as of October 16, 2026.
Offer: 30 Month Flex CD Promo. One-time penalty-free withdrawal up to 25% of principal balance, one-time rate upgrade, one-time additional deposit up to original deposit amount. CD only, IRA ineligible.
Promotional rate · 3.44% interest rate · Effective Oct 16, 2026
Rate checked
More details - 3.35%APY$166 over 6 months on $10,000with conditions
Requirements
Product: A withdrawal of interest will reduce earnings. If you withdraw before the stated maturity, an early withdrawal penalty will apply. Monthly service fee is $0.
Offer: Special rate. Valid for new money only; transfers from existing Camden National Bank accounts are not eligible. Account owner(s) must open a personal checking account or have an existing personal checking account at the time the CD Special account is opened. For individuals only. Available for new accounts opened on or after 3/4/2026. Early withdrawal penalty will apply. You must maintain the minimum balance each day to receive disclosed APY.
Qualified rate · 3.30% interest rate · Effective Mar 4, 2026
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.25%APY$325 over 1 year on $10,000
Requirements
Product: Interest compounding monthly (for CD terms in excess of six months). Interest rate guaranteed for term of investment. Automatic renewal option at maturity. Balances insured by the FDIC up to the maximum allowed by law. Penalties for early withdrawal may apply. $500 Minimum Balance Required. Substantial penalty for early withdrawal may apply. Fees may reduce earnings.
3.20% interest rate · Effective Oct 12, 2026
Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Hillsborough County, NH
332 CDs at 27 banks and credit unions · checked Oct 15–22
- Typical
- 2.50%
- Top 10% from
- 4.00%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.00%
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Manchester, NH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- GFA FCUCredit union · 1 branch
- Service Credit UnionCredit union · 5 branches
- Triangle Credit UnionCredit union · 8 branches