Bank · FDIC insured
Camden National Bank CD Rates
Camden National Bank’s best CD rate is 3.35% APY on a 6-month CD, with extra requirements. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Camden National Bank’s CD rates compare
Compared with banks and credit unions near Augusta, ME, where Camden National Bank has the most branches. $10,000, best rate first.
This bank’s best
Camden National Bank
3.35%APY
- Term
- 6 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $166
Certificates of Deposit (CDs)
Top rate
Northeast Bank
4.55%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $455
2nd-highest rate
Winthrop Area Federal Credit Union
4.28%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $2,331
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 3.35%APY · 8 terms
A withdrawal of interest will reduce earnings. If you withdraw before the stated maturity, an early withdrawal penalty will apply. Monthly service fee is $0.
| Term | APY · $500 and up | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 monthsYou must maintain the minimum balance in the account each day in order to receive the APY disclosed. Early withdrawal penalty will apply | 0.05% | — | 0.05% | $1 |
| 6 monthsSpecial rate. Valid for new money only; transfers from existing Camden National Bank accounts are not eligible. Account owner(s) must open a personal checking account or have an existing personal checking account at the time the CD Special account is opened. For individuals only. Available for new accounts opened on or after 3/4/2026. Early withdrawal penalty will apply. You must maintain the minimum balance each day to receive disclosed APY | — | 3.35% | 3.35% | $166 |
| 12 monthsSpecial rate. Valid for new money only; transfers from existing Camden National Bank accounts are not eligible. Account owner(s) must open a personal checking account or have an existing personal checking account at the time the CD Special account is opened. For individuals only. Available for new accounts opened on or after 3/4/2026. Early withdrawal penalty will apply. You must maintain the minimum balance each day to receive disclosed APY | — | 3.00% | 3.00% | $300 |
| 18 monthsYou must maintain the minimum balance in the account each day in order to receive the APY disclosed. Early withdrawal penalty will apply | 0.20% | — | 0.20% | $30 |
| 24 monthsYou must maintain the minimum balance in the account each day in order to receive the APY disclosed. Early withdrawal penalty will apply | 0.25% | — | 0.25% | $50 |
| 36 monthsYou must maintain the minimum balance in the account each day in order to receive the APY disclosed. Early withdrawal penalty will apply | 0.25% | — | 0.25% | $75 |
| 48 monthsYou must maintain the minimum balance in the account each day in order to receive the APY disclosed. Early withdrawal penalty will apply | 0.25% | — | 0.25% | $100 |
| 60 monthsYou must maintain the minimum balance in the account each day in order to receive the APY disclosed. Early withdrawal penalty will apply | 0.25% | — | 0.25% | $126 |
Sources (2)
- camdennational.bank/personal/s…/certificates-of-deposit
- camdennational.bank/resources/…/certificates-of-deposit
All captured Sep 19, 2026
Special-purpose accounts
IRA Certificates of Deposit
Up to 0.25%APY · 5 terms
A withdrawal of interest will reduce earnings. If you withdraw before the stated maturity, an early withdrawal penalty will apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsYou must maintain the minimum balance in the account each day in order to receive the APY disclosed. Early withdrawal penalty will apply | 0.20% | $30 |
| 24 monthsYou must maintain the minimum balance in the account each day in order to receive the APY disclosed. Early withdrawal penalty will apply | 0.25% | $50 |
| 36 monthsYou must maintain the minimum balance in the account each day in order to receive the APY disclosed. Early withdrawal penalty will apply | 0.25% | $75 |
| 48 monthsYou must maintain the minimum balance in the account each day in order to receive the APY disclosed. Early withdrawal penalty will apply | 0.25% | $100 |
| 60 monthsYou must maintain the minimum balance in the account each day in order to receive the APY disclosed. Early withdrawal penalty will apply | 0.25% | $126 |
Sources (2)
- camdennational.bank/personal/s…/certificates-of-deposit
- camdennational.bank/resources/…/certificates-of-deposit
All captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.