Credit union · NCUA insured
Park Community Credit Union CD Rates
Park Community Credit Union’s best CD rate is 3.75% APY on a 9-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Park Community Credit Union’s CD rates compare
Compared with banks and credit unions near Louisville/Jefferson County, KY-IN, where Park Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Park Community Credit Union
3.75%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $280
Share Certificates
Top rate
Commonwealth Credit Union
5.00%APY
- Term
- 24 months
- Minimum
- $5
- Earns on $10,000
- $1,025
2nd-highest rate
Lincoln National Bank
4.65%APY
- Term
- 13 months
- Minimum
- $500
- Earns on $10,000
- $505
Park Community Credit Union CD score
72
CD score
Higher than 32% of U.S. banks and credit unions
- 3–8 months3–8 mo2.75%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo3.00%
- 31–60 months31–60 mo3.00%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Park Community Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.75%APY · 8 terms
Must qualify for membership and become a member to open certificate. Accounts are federally insured up to $250,000 by NCUA. Certificate will auto-renew for the same term as original at applicable rate. Penalty applied for early withdrawal ($25.00 plus 1/2 of dividends from date of withdrawal to maturity date).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.75% | $137 |
| 9 months | 3.75% | $280 |
| 12 months | 2.50% | $250 |
| 18 months | 3.00% | $453 |
| 24 months | 3.00% | $609 |
| 36 months | 3.00% | $927 |
| 48 months | 2.80% | $1,168 |
| 60 months | 2.60% | $1,369 |
Sources (3)
All captured Sep 19, 2026
Special-purpose accounts
IRA Certificates
Up to 3.75%APY · 8 terms
Available as Traditional or Roth IRA. Must qualify for membership. Early withdrawal penalty may be imposed.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.75% | $137 |
| 9 months | 3.75% | $280 |
| 12 months | 2.50% | $250 |
| 18 months | 3.00% | $453 |
| 24 months | 3.00% | $609 |
| 36 months | 3.00% | $927 |
| 48 months | 2.80% | $1,168 |
| 60 months | 2.60% | $1,369 |
Sources (3)
All captured Sep 19, 2026
Who can join Park Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Membership is open to anyone who joins the Financial Fitness Association (FFA), with complimentary membership provided by Park for those who do not otherwise qualify.
Where you live or work
- Eligibility is available to individuals who live, work, worship, or attend school in one of Park Community Credit Union's qualifying areas/counties.
Employers and groups
- Eligibility is available to members of qualifying community partner organizations and associations.
- Eligibility is available to employees of Park Community Credit Union's employer/workplace partners.
Military, government and schools
- Eligibility is available to employees of qualifying government entities and educational institutions partnered with Park Community Credit Union.
Family and household
- Eligibility is open to immediate family members or members of the household of individuals eligible for Park Community Credit Union.
Membership information collected October 4, 2026.