Compare Bank & Credit Union Rates
Best CD rates in Indiana
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 121–135 results in Indiana
- 3.75%APY$407 over 13 months on $10,000
Requirements
Product: Interest paid monthly.
Offer: Interest paid monthly.
3.69% interest rate · Effective Oct 6, 2026
Rate checked
More details - 3.75%APY$186 over 6 months on $10,000
Requirements
Product: Early withdrawal penalty applies and varies by term (Under 1 year = 30 days' dividends; 12-36 months = 180 days' dividends; over 36 months = 365 days' dividends; Any Purpose Savings = 90 days' dividends). Dividends compound daily and deposit on the last business day of each month. Automatic renewal at maturity.
Offer: Early withdrawal penalty is 30 days' dividends.
3.68% interest rate · Effective Oct 22, 2026
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More details - 3.75%APY$186 over 6 months on $10,000
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More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - 3.75%APY$248 over 8 months on $10,000intro rate
Requirements
Product: Rates may vary by market. Personal deposits accepted online; visit branch or call for business deposits. Penalty for early withdrawal. Funds must be received within 7 days to receive current rate.
Offer: New money (funds not on deposit with Centier Bank in the last 90 days).
Promotional rate · 3.68% interest rate · Effective Oct 13, 2026
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More details - 3.75%APY$248 over 8 months on $10,000intro rate
Requirements
Product: Rates subject to change without notice. A penalty will be imposed for early withdrawal.
Offer: 8 Month special. Minimum balance to open and earn APY is $500. Penalty for early withdrawal.
Promotional rate · Effective Oct 1, 2026
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More details - 3.75%APY$248 over 8 months on $10,000intro rate
Requirements
Product: Compounding frequency is quarterly. Substantial penalty for early withdrawal. Rates and APYs valid for new accounts opened on this date.
Offer: 8 Month CD Special. Compounding Frequency: Quarterly
Promotional rate · 3.70% interest rate · Effective Sep 28, 2026
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More details - 3.75%APY$248 over 8 months on $10,000intro rate
Requirements
Product: Offer is available for a limited time and is subject to change or end at any time. Rates are fixed at time of deposit. A penalty may be imposed when a portion of the principal is withdrawn prior to maturity. Fees could reduce earnings.
Promotional rate · 3.70% interest rate · Effective Sep 24, 2026
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More details - 3.75%APY$280 over 9 months on $10,000
Requirements
Product: Must qualify for membership and become a member to open certificate. Accounts are federally insured up to $250,000 by NCUA. Certificate will auto-renew for the same term as original at applicable rate. Penalty applied for early withdrawal ($25.00 plus 1/2 of dividends from date of withdrawal to maturity date).
3.68% interest rate · Effective Sep 1, 2026
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More details - 3.75%APY$343 over 11 months on $10,000intro rate
Requirements
Product: Annual percentage yield (APY) is accurate as of the effective date shown. Fees may reduce earnings on the account.
Offer: 11 MONTH CD SPECIAL. The effective annual percentage yield applies if interest is compounded. Substantial penalty for early withdrawal. Interest will compound quarterly. No additions permitted. Offer may be withdrawn at any time. APY effective on all balances.
Promotional rate · Effective Oct 6, 2026
Rate checked
More details - Financial Partners Federal Credit UnionShare CertificatesCD · 12 months · $250 min
Credit union · 2 branches
3.75%APY$375 over 1 year on $10,000Requirements
Product: Membership required. Dividend compounded monthly using the daily balance method. Automatically renews at maturity. Early withdrawal penalty applies to principal.
Compounded monthly · Effective Sep 1, 2026
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More details - 3.75%APY$375 over 1 year on $10,000
Requirements
Product: Dividends calculated daily and credited monthly. A penalty will incur if principal is withdrawn before maturity date. No additional deposits permitted except at maturity.
Offer: Premier Member rate tier
3.69% interest rate · Effective Oct 5, 2026
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More details - 3.75%APY$375 over 1 year on $10,000with conditions
Requirements
Product: Qualify for Relationship Rewards interest rates when paired with a Key Advantage Checking ® , Key Privilege Checking ® , Key Privilege Select Checking ® , Key Select Checking ® , Key Private Client ® Checking , Key Private Bank Checking ® , or Key Private Bank Personal Checking Account.
Offer: Promotional Rate accurate as of September 26, 2026, 12-month Tiered CD with Relationship Rewards up to $99,999.99. Minimum opening deposit $2,500. Compounded daily. Early withdrawal penalties may apply.
Qualified rate · Compounded daily · Balance cap $99,999.99 · Effective Sep 26, 2026
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More details - 3.75%APY$407 over 13 months on $10,000
Requirements
Product: Rates are subject to change without notice. Union Savings does not accept deposits from outside its market area.
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More details - 3.75%APY$471 over 15 months on $10,000with conditions
Requirements
Product: APY quoted requires an active STAR checking relationship. Penalty may apply for early withdrawal. APYs can change at any time.
Offer: APY quoted requires an active STAR checking relationship. Compound frequency monthly. Penalty may apply for early withdrawal.
Qualified rate · Effective May 27, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Indiana
1,665 CDs at 170 banks and credit unions · checked Oct 16–23
- Typical
- 2.94%
- Top 10% from
- 4.05%
- Banks, typical
- 2.50%
- Credit unions, typical
- 3.04%
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Find your bank or credit union to see all its rates and how they compare near you.
Indiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityWide Federal Credit UnionCredit union · 11 branches
- Haynes Community FCUCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch