Bank · FDIC insured
STAR Financial Bank CD Rates
STAR Financial Bank’s best CD rate is 0.03% APY. Terms run from 1 month to 5 years. Rates checked October 15, 2026.
How STAR Financial Bank’s CD rates compare
Compared with banks and credit unions near Indianapolis, IN, where STAR Financial Bank has the most branches. $10,000, best rate first.
This bank’s best
STAR Financial Bank
3.75%APY
- Term
- 15 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $471
Certificates of Deposit
Top rate
IU Credit Union
4.50%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $2,000
- Earns on $10,000
- $223
2nd-highest rate
Elements Financial
4.50%APY
- Term
- 8 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $298
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.75%APY · 12 terms
APY quoted requires an active STAR checking relationship. Penalty may apply for early withdrawal. APYs can change at any time.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 monthAPY quoted requires an active STAR checking relationship. Compound frequency at maturity. Penalty may apply for early withdrawal | 0.07% | $1 |
| 3 monthsAPY quoted requires an active STAR checking relationship. Compound frequency at maturity. Penalty may apply for early withdrawal | 2.35% | $58 |
| 6 monthsAPY quoted requires an active STAR checking relationship. Compound frequency at maturity. Penalty may apply for early withdrawal | 2.50% | $124 |
| 9 monthsAPY quoted requires an active STAR checking relationship. Compound frequency monthly. Penalty may apply for early withdrawal | 3.65% | $273 |
| 12 monthsAPY quoted requires an active STAR checking relationship. Compound frequency monthly. Penalty may apply for early withdrawal | 3.70% | $370 |
| 15 monthsAPY quoted requires an active STAR checking relationship. Compound frequency monthly. Penalty may apply for early withdrawal | 3.75% | $471 |
| 18 monthsAPY quoted requires an active STAR checking relationship. Compound frequency monthly. Penalty may apply for early withdrawal | 2.75% | $415 |
| 24 monthsAPY quoted requires an active STAR checking relationship. Compound frequency monthly. Penalty may apply for early withdrawal | 2.75% | $558 |
| 30 monthsAPY quoted requires an active STAR checking relationship. Compound frequency monthly. Penalty may apply for early withdrawal | 2.75% | $702 |
| 36 monthsAPY quoted requires an active STAR checking relationship. Compound frequency monthly. Penalty may apply for early withdrawal | 2.75% | $848 |
| 48 monthsAPY quoted requires an active STAR checking relationship. Compound frequency monthly. Penalty may apply for early withdrawal | 2.50% | $1,038 |
| 60 monthsAPY quoted requires an active STAR checking relationship. Compound frequency monthly. Penalty may apply for early withdrawal | 2.00% | $1,041 |
Sources (2)
All captured Sep 18, 2026
STAR Power Certificate of Deposit
0.03%APY · 1 term
STAR Power requires a minimum deposit and balance of $5,000. Is not eligible for relationship pricing. Penalty may apply for early withdrawal. APYs can change at any time.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 0 monthsRequires a minimum deposit and balance of $5,000. Is not eligible for relationship pricing. Compound frequency at maturity. Penalty may apply for early withdrawal | 0.03% | $0 |
Sources (1)
- starfinancial.com/personal/resources/rates · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.