Credit union · Privately insured
Staley Credit Union CD Rates
Staley Credit Union’s best CD rate is 3.75% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Staley Credit Union’s CD rates compare
Compared with banks and credit unions near Decatur, IL, where Staley Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Staley Credit Union
3.75%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $186
Certificates
Top rate
United Equity Credit Union
4.75%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,612
2nd-highest rate
1st MidAmerica Credit Union
4.58%APY
- Term
- 35 months
- Minimum
- —
- Earns on $10,000
- $1,395
Staley Credit Union CD score
79
CD score
Higher than 49% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo3.50%
- 31–60 months31–60 mo3.00%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Staley Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 3.75%APY · 8 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.75% | $186 |
| 12 months | 3.75% | $375 |
| 18 months | 3.25% | $491 |
| 24 months | 3.25% | $661 |
| 30 months | 3.50% | $898 |
| 36 months | 3.00% | $927 |
| 48 months | 3.00% | $1,255 |
| 60 months | 3.00% | $1,593 |
Sources (1)
- staleycu.com/banking/accounts/savings-rates · captured Oct 6, 2026
Who can join Staley Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live or work in specified counties in Illinois, Indiana, or Tennessee.
Employers and groups
- Membership is open to employees and their families of qualifying Select Employee Groups (SEGs) nationwide.
Membership information collected October 5, 2026.