Credit union · NCUA insured
Fort Financial Credit Union CD Rates
Fort Financial Credit Union’s best CD rate is 3.75% APY on a 1-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 15, 2026.
How Fort Financial Credit Union’s CD rates compare
Compared with banks and credit unions near Fort Wayne, IN, where Fort Financial Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Fort Financial Credit Union
3.75%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $375
Certificates
Top rate
Public Service Credit Union
6.00%APY
- Term
- 11 months
- Minimum
- $20
- Earns on $10,000
- $549
2nd-highest rate
GreenWay Bank
4.50%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $450
Fort Financial Credit Union CD score
72
CD score
Higher than 32% of U.S. banks and credit unions
- 3–8 months3–8 mo0.85%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo3.25%
- 31–60 months31–60 mo3.00%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Fort Financial Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 3.75%APY · 10 terms
Dividends calculated daily and credited monthly. A penalty will incur if principal is withdrawn before maturity date. No additional deposits permitted except at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsNon-premier member rate tier | 0.55% | $14 |
| 3 monthsPremier Member rate tier | 0.80% | $20 |
| 6 monthsNon-premier member rate tier | 0.60% | $30 |
| 6 monthsPremier Member rate tier | 0.85% | $42 |
| 9 monthsNon-premier member rate tier | 1.25% | $94 |
| 9 monthsPremier Member rate tier | 1.50% | $112 |
| 12 monthsNon-premier member rate tier | 3.50% | $350 |
| 12 monthsPremier Member rate tier | 3.75% | $375 |
| 18 monthsNon-premier member rate tier | 3.00% | $453 |
| 18 monthsPremier Member rate tier | 3.25% | $491 |
| 24 monthsNon-premier member rate tier | 3.00% | $609 |
| 24 monthsPremier Member rate tier | 3.25% | $661 |
| 30 monthsNon-premier member rate tier | 3.00% | $767 |
| 30 monthsPremier Member rate tier | 3.25% | $832 |
| 36 monthsNon-premier member rate tier | 2.75% | $848 |
| 36 monthsPremier Member rate tier | 3.00% | $927 |
| 48 monthsNon-premier member rate tier | 2.75% | $1,146 |
| 48 monthsPremier Member rate tier | 3.00% | $1,255 |
| 60 monthsNon-premier member rate tier | 2.75% | $1,453 |
| 60 monthsPremier Member rate tier | 3.00% | $1,593 |
Sources (1)
- fortfinancial.org/certificates-and-iras · captured Oct 5, 2026
Special-purpose accounts
Traditional & Roth IRA Certificates
Up to 4.50%APY · 7 terms
Dividends calculated daily and credited monthly. A penalty will incur if principal is withdrawn before maturity date. No additional deposits permitted except at maturity. Available for Traditional and Roth IRAs.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsNon-premier member rate tier | 4.25% | $425 |
| 12 monthsPremier Member rate tier | 4.50% | $450 |
| 18 monthsNon-premier member rate tier | 3.25% | $491 |
| 18 monthsPremier Member rate tier | 3.50% | $530 |
| 24 monthsNon-premier member rate tier | 3.25% | $661 |
| 24 monthsPremier Member rate tier | 3.50% | $712 |
| 30 monthsNon-premier member rate tier | 3.00% | $767 |
| 30 monthsPremier Member rate tier | 3.25% | $832 |
| 36 monthsNon-premier member rate tier | 2.75% | $848 |
| 36 monthsPremier Member rate tier | 3.00% | $927 |
| 48 monthsNon-premier member rate tier | 2.75% | $1,146 |
| 48 monthsPremier Member rate tier | 3.00% | $1,255 |
| 60 monthsNon-premier member rate tier | 2.75% | $1,453 |
| 60 monthsPremier Member rate tier | 3.00% | $1,593 |
Sources (1)
- fortfinancial.org/certificates-and-iras · captured Sep 18, 2026
Who can join Fort Financial Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligible if you live, work, worship, attend school or have a business in one of Fort Financial's community charters, including Fort Wayne, Indiana, or Corinth, Mississippi and surrounding counties.
Employers and groups
- Eligible if you are a member of the Financial Fitness Association.
- Eligible if you work for one of the credit union's Select Employer Groups (SEG).
Family and household
- Eligible if you have an eligible family member who is already a member.
Membership information collected October 5, 2026.