Compare Bank & Credit Union Rates
Best CD rates in Indiana
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 151–165 results in Indiana
- 3.55%APY$325 over 11 months on $10,000with conditions
Requirements
Product: Not available for Public Funds, Financial Institutions, or Individual Retirement Accounts. Maximum opening CD amount is $250,000. Only one CD per tax identification number. Deposits may be made throughout the term but cannot exceed the initial deposit amount. One penalty-free withdrawal allowed after 30 days from account opening. Automatically renews into a 12 month CD at maturity.
Offer: Reflects 0.20% bonus for opening and/or maintaining an FFBT checking account with a $1,000 minimum daily balance therein. Interest paid monthly.
Qualified rate · Balance cap $250,000 · Effective Jan 6, 2026
Rate checked
More details - 3.55%APY$355 over 1 year on $10,000
Requirements
Product: Penalty will, or may, be imposed for early withdrawal.
Offer: Penalty will, or may, be imposed for early withdrawal.
3.50% interest rate · Effective Aug 1, 2026
Rate checked
More details - First Federal Savings Bank2 Year / 2 Option Certificate of DepositCD · 24 months · $500 min
Bank · 6 branches
3.55%APY$723 over 24 months on $10,000Requirements
Product: Make two additional deposits of $1,000 or more anytime without extending maturity date. Raise the interest rate one time during the term to the current 2 Year 2 Option rate. Penalty for early withdrawal except credited interest.
3.50% interest rate · Effective Feb 9, 2026
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More details - 3.53%APY$353 over 1 year on $10,000
Requirements
Product: $2,500.00 minimum required balance. Rates are subject to change at any time and are not guaranteed.
3.50% interest rate
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More details - 3.51%APY$1,883 over 60 months on $10,000
Requirements
Product: Minimum balance of $500. Rates subject to change without notice.
3.45% interest rate
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More details - 3.50%APY$261 over 9 months on $10,000intro rate
Requirements
Product: FDIC-Insured. At maturity, 9-month auto-renews as 12-month, 18-month auto-renews as 18-month, 27-month auto-renews as 24-month, 36-month auto-renews as 36-month. Subject to early withdrawal penalty. Fees may reduce earnings. Limited time offer.
Offer: At maturity, the 9 month CD will automatically renew as a 12 month CD. Subject to early withdrawal penalty.
Promotional rate · 3.45% interest rate · Effective Apr 1, 2026
Rate checked
More details - 3.50%APY$712 over 24 months on $10,000
Requirements
Product: Penalty may be imposed for early withdrawal. Rates are subject to change at any time and are not guaranteed.
3.45% interest rate · Effective Feb 1, 2026
Rate checked
More details - 3.46%APY$1,854 over 60 months on $10,000
Requirements
Product: Fixed rate interest bearing account with 3 month to 5 year terms available. Interest may be paid or compounded. Substantial penalty for early withdrawal prior to maturity. Additional deposits before maturity are not permitted.
Offer: Interest paid monthly.
3.40% interest rate
Rate checked
More details - First Federal Savings Bank18-Month Flexible Certificate of DepositCD · 18 months · $500 min
Bank · 6 branches
3.44%APY$520 over 18 months on $10,000Requirements
Product: Make additional deposits of $100 or more anytime without extending maturity date. Penalty for early withdrawal except credited interest.
3.40% interest rate · Effective Feb 9, 2026
Rate checked
More details - Purdue Federal Credit UnionFixed-Rate Share CertificatesCD · 60 months · $500 min
Credit union · 14 branches
3.35%APY$1,791 over 60 months on $10,000Requirements
Product: Membership eligibility required. Subject to approval. $5 deposit in Member Ownership Share required.
Offer: Diamond Status My Member Perks tier. Fixed rate. Dividends compounded daily, credited monthly.
3.30% interest rate · Compounded daily
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More details - 3.34%APY$1,785 over 60 months on $10,000
Requirements
Product: Rates and APR are subject to change without notice.
Offer: Early withdrawal penalty: 365 Days.
3.30% interest rate
Rate checked
More details - 3.30%APY$191 over 7 months on $10,000with conditions
Requirements
Product: All funds including dividends may be withdrawn without penalty after the first 6 days following the funding date. Minimum deposit is $500.
Offer: Rewards APY requires two qualifying relationships.
Qualified rate · 3.25% interest rate
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More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - Afena Federal Credit UnionShare CertificatesCD · 12 months · $250 min · 3.30%–3.45% by balance
Credit union · 3 branches
3.30%APY$330 over 1 year on $10,000Requirements
Product: Minimum opening deposit of $250. Afena has temporarily suspended new 48-60 month certificate offerings; 48 and 60 month rates apply solely to renewals of existing certificates. Early withdrawals may result in the loss of dividend earnings.
3.25% interest rate · Effective Jun 1, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $250 and up 3.30% $10,000 and upYour amount 3.30% $100,000 and up 3.45% Rate checked
More details - Evansville Federal Credit UnionShare CertificatesCD · 8 months · $1,000 min
Credit union · 3 branches
3.30%APY$219 over 8 months on $10,000Requirements
Product: Early withdrawal penalty of 90 days of earned or unearned interest. Dividends paid on a 365-day year. Dividends can be compounded or paid monthly to an EFCU share account. Federally insured by NCUA to at least $250,000.
Offer: Early withdrawal penalty of 90 days of earned or unearned interest.
3.25% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Indiana
1,665 CDs at 170 banks and credit unions · checked Oct 16–23
- Typical
- 2.94%
- Top 10% from
- 4.05%
- Banks, typical
- 2.50%
- Credit unions, typical
- 3.04%
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Find your bank or credit union to see all its rates and how they compare near you.
Indiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityWide Federal Credit UnionCredit union · 11 branches
- Haynes Community FCUCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch