Credit union · Privately insured
Western Indiana CU
A $49.4M credit union headquartered in Sullivan, IN, with 3,055 members and 2 branches in Indiana. Best rates: CDs 3.53% and savings 0.10% APY.
Western Indiana CU Carrot Score
65
Carrot Score
Higher than 13% of U.S. banks and credit unions
#6 of 7 in Terre Haute, IN metroHow the score works →
Deposits are privately insured, not by the federal government.
About Western Indiana CU
Established in 1932 by local farmers to help the community, Western Indiana Credit Union is a not-for-profit, member-owned financial institution.
The credit union operates from its headquarters in Sullivan, Indiana.
- Headquarters
- 949 W State Road 154, Sullivan, IN 47882-7115
- NCUA charter
- 82789
Branches
2 branches in Indiana
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Indiana
2 branches
- Main OfficeMain office949 W State Road 154, Sullivan, IN 47882Directions
- Branch Office314 S Forest Ave, 314 S Forest Ave, Brazil, IN 47834Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.56% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.15% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.81% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $75 | $59 | — |
- CapitalNet worth ratio12.56%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.15%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.81%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$75Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Western Indiana CU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.