Credit union · NCUA insured
Afena Federal Credit Union CD Rates
Afena Federal Credit Union’s best CD rate is 3.45% APY on a 1-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 15, 2026.
How Afena Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Marion, IN, where Afena Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Afena Federal Credit Union
3.30%APY
- Term
- 12 months
- Minimum
- $250
- Earns on $10,000
- $330
Share Certificates
Top rate
Grant County State Bank
5.09%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,818
2nd-highest rate
Indiana Members Credit Union
4.35%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $472
Afena Federal Credit Union CD score
66
CD score
Higher than 17% of U.S. banks and credit unions
- 3–8 months3–8 mo2.90%
- 9–15 months9–15 mo3.30%
- 16–30 months16–30 mo2.85%
- 31–60 months31–60 mo2.50%
- QualifiedQualified3.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Afena Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.30%APY · 9 terms
Minimum opening deposit of $250. Afena has temporarily suspended new 48-60 month certificate offerings; 48 and 60 month rates apply solely to renewals of existing certificates. Early withdrawals may result in the loss of dividend earnings.
| Term | APY · $250 and up | APY · $10,000 and up | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3 months | 2.40% | 2.40% | 2.55% | 2.40%2.40% from $10k2.55% from $100k | $59 |
| 6 months | 2.90% | 2.90% | 3.05% | 2.90%2.90% from $10k3.05% from $100k | $144 |
| 9 months | 3.25% | 3.25% | 3.40% | 3.25%3.25% from $10k3.40% from $100k | $243 |
| 12 months | 3.30% | 3.30% | 3.45% | 3.30%3.30% from $10k3.45% from $100k | $330 |
| 18 months | 2.85% | 2.85% | 3.00% | 2.85%2.85% from $10k3.00% from $100k | $431 |
| 24 months | 2.75% | 2.75% | 2.90% | 2.75%2.75% from $10k2.90% from $100k | $558 |
| 36 months | 2.50% | 2.50% | 2.65% | 2.50%2.50% from $10k2.65% from $100k | $769 |
| 48 monthsApplies solely to renewals of existing certificates; new offerings temporarily suspended | 2.50% | 2.50% | 2.65% | 2.50%2.50% from $10k2.65% from $100k | $1,038 |
| 60 monthsApplies solely to renewals of existing certificates; new offerings temporarily suspended | 2.50% | 2.50% | 2.65% | 2.50%2.50% from $10k2.65% from $100k | $1,314 |
Special-purpose accounts
IRA Certificates
Up to 3.30%APY · 9 terms
Offered as Traditional and Roth IRA share certificates with $250 minimum deposit. Afena has temporarily suspended new 48-60 month certificate offerings; 48 and 60 month rates apply solely to renewals of existing certificates.
| Term | APY · $250 and up | APY · $10,000 and up | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3 months | 2.40% | 2.40% | 2.55% | 2.40%2.40% from $10k2.55% from $100k | $59 |
| 6 months | 2.90% | 2.90% | 3.05% | 2.90%2.90% from $10k3.05% from $100k | $144 |
| 9 months | 3.25% | 3.25% | 3.40% | 3.25%3.25% from $10k3.40% from $100k | $243 |
| 12 months | 3.30% | 3.30% | 3.45% | 3.30%3.30% from $10k3.45% from $100k | $330 |
| 18 months | 2.85% | 2.85% | 3.00% | 2.85%2.85% from $10k3.00% from $100k | $431 |
| 24 months | 2.75% | 2.75% | 2.90% | 2.75%2.75% from $10k2.90% from $100k | $558 |
| 36 months | 2.50% | 2.50% | 2.65% | 2.50%2.50% from $10k2.65% from $100k | $769 |
| 48 monthsApplies solely to renewals of existing certificates; new offerings temporarily suspended | 2.50% | 2.50% | 2.65% | 2.50%2.50% from $10k2.65% from $100k | $1,038 |
| 60 monthsApplies solely to renewals of existing certificates; new offerings temporarily suspended | 2.50% | 2.50% | 2.65% | 2.50%2.50% from $10k2.65% from $100k | $1,314 |
Who can join Afena Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Grant, Wabash, Blackford, Jay, or Wells counties in Indiana are eligible to join.
Employers and groups
- Employees of Afena's select employer groups are eligible to join.
Family and household
- Immediate family members of individuals who qualify under geographic or select employer group criteria and have an account with Afena are eligible to join.
Cost to join
- Opening a Share Savings account requires a minimum $5 deposit to join.
Membership information collected October 5, 2026.