Credit union · NCUA insured
Haynes Community FCU CD Rates
Top CarrotHaynes Community FCU’s best CD rate is 3.50% APY on a 2-year share certificate (CD). Terms run from 3 months to 2 years. Rates checked October 15, 2026.
How Haynes Community FCU’s CD rates compare
Compared with banks and credit unions near Kokomo, IN, where Haynes Community FCU has the most branches. $10,000, best rate first.
This credit union’s best
Haynes Community FCU
3.50%APY
- Term
- 24 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $712
Share Certificate
Top rate
PNC
4.25%APY
- Term
- 13 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $461
2nd-highest rate
First Farmers Bank & Trust
4.25%APY
- Term
- 19 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $681
Haynes Community FCU CD score
68
CD score
Higher than 21% of U.S. banks and credit unions
- 3–8 months3–8 mo2.30%
- 9–15 months9–15 mo2.75%
- 16–30 months16–30 mo3.50%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Haynes Community FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.50%APY · 6 terms
Penalty may be imposed for early withdrawal. Rates are subject to change at any time and are not guaranteed.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 1.75% | $43 |
| 6 months | 2.30% | $114 |
| 9 months | 2.50% | $187 |
| 12 months | 2.75% | $275 |
| 18 months | 3.25% | $491 |
| 24 months | 3.50% | $712 |
Sources (1)
- haynesfcu.org/savings-rates · captured Sep 18, 2026
Who can join Haynes Community FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or attend school in Howard County.
- Membership is open to individuals who live, work, worship, or attend school in Tipton County.
Family and household
- Membership is open to family members of existing Haynes Community members.
Membership information collected October 5, 2026.