Credit union · Privately insured
Western Indiana CU CD Rates
Western Indiana CU’s best CD rate is 3.53% APY on a 1-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 15, 2026.
How Western Indiana CU’s CD rates compare
Compared with banks and credit unions near Terre Haute, IN, where Western Indiana CU has the most branches. $10,000, best rate first.
This credit union’s best
Western Indiana CU
3.53%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $353
Certificates
Top rate
Advantage Plus Federal Credit Union
4.99%APY
- Term
- 36 months
- Minimum
- —
- Earns on $10,000
- $1,573
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
Western Indiana CU CD score
68
CD score
Higher than 22% of U.S. banks and credit unions
- 3–8 months3–8 mo3.28%
- 9–15 months9–15 mo3.53%
- 16–30 months16–30 mo2.51%
- QualifiedQualified3.53%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Western Indiana CU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 3.53%APY · 4 terms
$2,500.00 minimum required balance. Rates are subject to change at any time and are not guaranteed.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.28% | $163 |
| 12 months | 3.53% | $353 |
| 18 months | 2.51% | $379 |
| 24 months | 2.26% | $457 |
Sources (1)
- westernindianacu.org/savings-rates · captured Sep 18, 2026
Who can join Western Indiana CU
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