Service Plus Credit Union CD Rates

How Service Plus Credit Union’s CD rates compare

Compared with banks and credit unions near Davenport, IA-IL, where Service Plus Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Service Plus Credit Union
4.07%APY
Term
13 months
Minimum
$500
Earns on $10,000
$442
Certificate
Top rate
Empeople Credit Union
4.40%APY
Term
18 months
Minimum
$500
Earns on $10,000
$667
Empeople Credit Union rates
2nd-highest rate
Ascentra
4.40%APY
Term
30 months
Minimum
$500
Earns on $10,000
$1,137
Ascentra rates

Compare CD rates near you →

77

CD score

Higher than 45% of U.S. banks and credit unions

By term

3–8 months3–8 mo1.51%
9–15 months9–15 mo4.07%
16–30 months16–30 mo3.04%
31–60 months31–60 mo2.78%
QualifiedQualified4.07%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Service Plus Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Certificate

Up to 4.07%APY · 11 termsFrom $500 to open

$500.00 minimum balance to open. Dividends are paid monthly. Early withdrawal penalty is 90 days' dividends. Automatic renewal with 10-day grace period. Par value of one share is $5.00 (5 shares required for membership).

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
6 monthsDividends paid monthly. May be a penalty for early withdrawal	1.51%	$75
9 monthsDividends paid monthly. May be a penalty for early withdrawal	1.51%	$113
12 monthsDividends paid monthly. May be a penalty for early withdrawal	2.27%	$227
13 monthsDividends paid monthly. May be a penalty for early withdrawal	4.07%	$442
15 monthsDividends paid monthly. May be a penalty for early withdrawal	2.02%	$253
18 monthsDividends paid monthly. May be a penalty for early withdrawal	2.02%	$304
24 monthsDividends paid monthly. May be a penalty for early withdrawal	3.04%	$618
30 monthsDividends paid monthly. May be a penalty for early withdrawal	2.02%	$512
36 monthsDividends paid monthly. May be a penalty for early withdrawal	2.78%	$859
48 monthsDividends paid monthly. May be a penalty for early withdrawal	1.51%	$618
60 monthsDividends paid monthly. May be a penalty for early withdrawal	1.01%	$513

Sources (3)

All captured Oct 16, 2026

Special-purpose accounts

IRA Certificate

Up to 4.07%APY · 11 termsIRAFrom $500 to open

Must purchase and maintain the minimum required 5 shares ($5.00 par value each) as a condition of membership. $500.00 minimum balance to open. Dividends are paid monthly; compounded and credited monthly. Penalty may apply for early withdrawal.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
6 monthsDividends paid monthly	1.51%	$75
9 monthsDividends paid monthly	1.51%	$113
12 monthsDividends paid monthly	2.27%	$227
13 monthsDividends paid monthly	4.07%	$442
15 monthsDividends paid monthly	2.02%	$253
18 monthsDividends paid monthly	2.02%	$304
24 monthsDividends paid monthly	3.04%	$618
30 monthsDividends paid monthly	2.02%	$512
36 monthsDividends paid monthly	2.78%	$859
48 monthsDividends paid monthly	1.51%	$618
60 monthsDividends paid monthly	1.01%	$513

Sources (3)

All captured Oct 16, 2026

Who can join Service Plus Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

Membership is open to individuals residing or working in Rock Island and Henry counties in Illinois.

Family and household

Membership is open to family members of current members.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details