Credit union · Privately insured
CommonWealth Credit Union CD Rates
CommonWealth Credit Union’s best CD rate is 2.25% APY on a 2-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How CommonWealth Credit Union’s CD rates compare
Compared with banks and credit unions near Kankakee, IL, where CommonWealth Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
CommonWealth Credit Union
2.25%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $455
CD Specials
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
PNC
4.25%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $461
CommonWealth Credit Union CD score
62
CD score
Higher than 7% of U.S. banks and credit unions
- 3–8 months3–8 mo0.60%
- 9–15 months9–15 mo1.75%
- 16–30 months16–30 mo2.25%
- 31–60 months31–60 mo1.51%
- QualifiedQualified2.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where CommonWealth Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
CD Specials
Up to 2.25%APY · 2 terms
Special rates are for new money only; does not apply to funds already on deposit. A penalty will be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 14 monthsSpecial Rates are for new money only; does not apply to funds already on deposit | 1.75% | $204 |
| 24 monthsSpecial Rates are for new money only; does not apply to funds already on deposit | 2.25% | $455 |
Sources (1)
- cwcu.com/promotions/cd-specials · captured Sep 17, 2026
Certificates of Deposit
Up to 1.51%APY · 7 terms
No maintenance fees or monthly charges. Dividends calculated daily, paid and compounded quarterly. Automatically renewable at maturity. Substantial penalties for early withdrawals.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 0.60% | $30 |
| 12 months | 1.00% | $100 |
| 18 months | 1.00% | $150 |
| 24 months | 1.26% | $254 |
| 36 months | 1.36% | $414 |
| 48 months | 1.36% | $555 |
| 60 months | 1.51% | $778 |
Sources (2)
All captured Sep 17, 2026
Who can join CommonWealth Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.