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Credit union · NCUA insured

Elite Community Credit Union CD Rates

Elite Community Credit Union’s best CD rate is 3.00% APY on a 6-month share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.

How Elite Community Credit Union’s CD rates compare

Compared with banks and credit unions near Kankakee, IL, where Elite Community Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Elite Community Credit Union

    3.00%APY

    Term
    6 months
    Minimum
    $500
    Earns on $10,000
    $149

    Certificates of Deposit

  • Top rate

    Woodforest National Bank

    4.25%APY

    Term
    9 months
    Minimum
    $500
    Earns on $10,000
    $317

    Woodforest National Bank rates

  • 2nd-highest rate

    PNC

    4.25%APY

    Term
    13 months
    Minimum
    $1,000
    Earns on $10,000
    $461

    PNC rates

Compare CD rates near you →

Elite Community Credit Union CD score

65

CD score

Higher than 13% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo3.00%
  • 9–15 months9–15 mo2.75%
  • 16–30 months16–30 mo2.50%
  • 31–60 months31–60 mo2.25%
  • QualifiedQualified3.00%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Elite Community Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Elite Community Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Membership is open to anyone who lives or works in Kankakee or Iroquois Counties.

Employers and groups

  • Membership is open to employees or retirees of Kensing Solutions (Illinois), BASF Corporation (Illinois), Cognis Corporation (Illinois), or Henkel Corporation (Illinois).
  • Membership is open to employees of Sun Chemical (Illinois), Hostmann Steinberg (Illinois), IKO Midwest (Illinois), or Heartland Harvest, Inc.
  • Membership is open to employees of Elite Community Credit Union.
  • Membership is open to employees of Kankakee County Training Center for the Disabled.
  • Membership is open to employees of United Developmental Services.
10 more ways to join

Employers and groups

  • Membership is open to parishioners of St. John Paul II, Kankakee (formerly St. Martin’s Church).

Military, government and schools

  • Membership is open to employees of Bradley Elementary School District #61 (District Administration Office, Bradley Central, Bradley West, and Bradley East).
  • Membership is open to employees of Bourbonnais Elementary School District #53 (Central Office, Robert Frost, Alan Shepard, Shabonna, Noel LeVasseur, Liberty Intermediate, and Upper Grade Center).
  • Membership is open to employees of Bradley Bourbonnais Community High School District #307.
  • Membership is open to employees of St. George Elementary School District #258.
  • Membership is open to employees of Kankakee Area Career Center.
  • Membership is open to employees of Kankakee Area Special Education Cooperative.
  • Membership is open to employees of Olivet Nazarene University.
  • Membership is open to employees of Bourbonnais Fire Protection District.

Family and household

  • Membership is open to family members of otherwise eligible persons, defined as spouse, child, sibling, parent, grandparent, grandchild, aunt, uncle, niece, or nephew, including stepparents, stepchildren, stepsiblings, and adoptions.

Cost to join

  • A minimum deposit of $25.00 is required before membership can be activated.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
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