Credit union · NCUA insured
Riverside Community Credit Union CD Rates
Riverside Community Credit Union’s best CD rate is 4.00% APY on a 6-month share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.
How Riverside Community Credit Union’s CD rates compare
Compared with banks and credit unions near Kankakee, IL, where Riverside Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Riverside Community Credit Union
4.00%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $198
CD
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
PNC
4.25%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $461
Riverside Community Credit Union CD score
81
CD score
Higher than 56% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo3.25%
- 31–60 months31–60 mo2.75%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Riverside Community Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
CD
Up to 4.00%APY · 4 terms
Certificates available in 12, 24, 36, 48, and 60 months. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months55 and over extra .010%. Minimum deposit $1,000 required | 4.00% | $198 |
| 12 months55 and over extra .010%. Minimum deposit $1,000 required | 3.75% | $375 |
| 24 months55 and over extra .010%. Minimum deposit $1,000 required | 3.25% | $661 |
| 36 months55 and over extra .010%. Minimum deposit $1,000 required | 2.75% | $848 |
Sources (2)
All captured Sep 25, 2026
Who can join Riverside Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live or work within a 30-mile radius of the city of Kankakee.
Employers and groups
- Employees of a select employee group affiliated with Riverside CU are eligible for membership.
Family and household
- Family members of a current Riverside CU member are eligible for membership.
Cost to join
- A minimum deposit and ongoing balance of $25 in a savings account is required for membership.
Membership information collected October 5, 2026.