Bank · FDIC insured
Peoples Bank of Kankakee County CD Rates
Peoples Bank of Kankakee County’s best CD rate is 3.65% APY on an 11-month CD. Terms run from 5 months to 4 years. Rates checked October 16, 2026.
How Peoples Bank of Kankakee County’s CD rates compare
Compared with banks and credit unions near Kankakee, IL, where Peoples Bank of Kankakee County has the most branches. $10,000, best rate first.
This bank’s best
Peoples Bank of Kankakee County
3.65%APY
- Term
- 11 months
- Minimum
- —
- Earns on $10,000
- $334
11 Month CD Special
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
PNC
4.25%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $461
Peoples Bank of Kankakee County CD score
73
CD score
Higher than 33% of U.S. banks and credit unions
- 3–8 months3–8 mo3.55%
- 9–15 months9–15 mo3.65%
- 16–30 months16–30 mo2.50%
- 31–60 months31–60 mo2.55%
- QualifiedQualified3.65%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Peoples Bank of Kankakee County ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
11 Month CD Special
3.65%APY · 1 term
11 month CD reinvests as a 12 month CD. Penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 11 months11 month CD reinvests as a 12 month CD. Penalty for early withdrawal. Assumes quarterly compounding and that interest will remain on deposit until maturity | 3.65% | $334 |
Sources (2)
All captured Oct 6, 2026
5 Month CD Special
3.55%APY · 1 term
5 month CD reinvests as a 6 month CD. Penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 5 months5 month CD reinvests as a 6 month CD. Penalty for early withdrawal. Assumes quarterly compounding and that interest will remain on deposit until maturity | 3.55% | $146 |
Sources (2)
All captured Oct 6, 2026
11 Month Flex CD Special
2.75%APY · 1 term
You may close out the 11 Month Flex CD or make withdrawals in increments of $1,000 without penalty after the account has been open for 8 days. Penalty may be imposed for early withdrawal if made within the first 7 days.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 11 monthsYou may close out the CD or make withdrawals in increments of $1,000 without penalty after the account has been open for 8 days. A penalty may be imposed for early withdrawal if made within the first seven days after account opening. APY assumes quarterly compounding and that interest will remain on deposit until maturity | 2.75% | $252 |
Sources (2)
All captured Oct 6, 2026
48 Month CD
2.55%APY · 1 term
Penalty for early withdrawal.
| Term | APY · $5,000 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 48 monthsAPY assumes quarterly compounding and that interest will remain on deposit until maturity. Penalty for early withdrawal | 2.55% | 2.75% | 2.55%2.75% from $100k | $1,060 |
Sources (2)
All captured Oct 6, 2026
24 Month CD
2.50%APY · 1 term
Penalty for early withdrawal.
| Term | APY · $5,000 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 24 monthsAPY assumes quarterly compounding and that interest will remain on deposit until maturity. Penalty for early withdrawal | 2.50% | 2.70% | 2.50%2.70% from $100k | $506 |
Sources (2)
All captured Oct 6, 2026
36 Month CD
2.50%APY · 1 term
Penalty for early withdrawal.
| Term | APY · $5,000 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 36 monthsAPY assumes quarterly compounding and that interest will remain on deposit until maturity. Penalty for early withdrawal | 2.50% | 2.70% | 2.50%2.70% from $100k | $769 |
Sources (2)
All captured Oct 6, 2026
12 Month CD
2.21%APY · 1 term
Penalty for early withdrawal.
| Term | APY · $5,000 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 12 monthsAPY assumes quarterly compounding and that interest will remain on deposit until maturity. Penalty for early withdrawal | 2.21% | 2.41% | 2.21%2.41% from $100k | $221 |
Sources (2)
All captured Oct 6, 2026
6 Month CD
2.15%APY · 1 term
Penalty for early withdrawal.
| Term | APY · $5,000 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 monthsAPY assumes quarterly compounding and that interest will remain on deposit until maturity. Penalty for early withdrawal | 2.15% | 2.35% | 2.15%2.35% from $100k | $107 |
Sources (2)
All captured Oct 6, 2026
Special-purpose accounts
11 Month IRA CD Special
3.65%APY · 1 term
11 Month IRA CD Special reinvests as 12 Month IRA CD. Penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 11 months11 Month IRA CD Special reinvests as 12 Month IRA CD. APY assumes quarterly compounding and that interest will remain on deposit until maturity. Penalty for early withdrawal. You may make additional contributions to your IRA as is allowable by IRS contribution limits | 3.65% | $334 |
Sources (2)
All captured Oct 6, 2026
48 Month IRA CD
2.55%APY · 1 term
Penalty for early withdrawal.
| Term | APY · $3,000 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 48 monthsAPY assumes quarterly compounding and that interest will remain on deposit until maturity. Penalty for early withdrawal | — | 2.75% | —2.75% from $100k | — |
| 48 monthsOpening minimum deposit is $3,000 on deposit rate schedule ($5,000 listed on IRA page). APY assumes quarterly compounding and that interest will remain on deposit until maturity. Penalty for early withdrawal | 2.55% | — | 2.55% | $1,060 |
Sources (2)
All captured Oct 6, 2026
24 Month IRA CD
2.50%APY · 1 term
Penalty for early withdrawal.
| Term | APY · $3,000 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 24 monthsAPY assumes quarterly compounding and that interest will remain on deposit until maturity. Penalty for early withdrawal | — | 2.70% | —2.70% from $100k | — |
| 24 monthsOpening minimum deposit is $3,000 on deposit rate schedule ($5,000 - $99,999.9 listed on IRA page). APY assumes quarterly compounding and that interest will remain on deposit until maturity. Penalty for early withdrawal | 2.50% | — | 2.50% | $506 |
Sources (2)
All captured Oct 6, 2026
36 Month IRA CD
2.50%APY · 1 term
Penalty for early withdrawal.
| Term | APY · $3,000 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 36 monthsAPY assumes quarterly compounding and that interest will remain on deposit until maturity. Penalty for early withdrawal | — | 2.70% | —2.70% from $100k | — |
| 36 monthsOpening minimum deposit is $3,000 on deposit rate schedule ($5,000 listed on IRA page). APY assumes quarterly compounding and that interest will remain on deposit until maturity. Penalty for early withdrawal | 2.50% | — | 2.50% | $769 |
Sources (2)
All captured Oct 6, 2026
18 Month Variable Rate IRA
2.46%APY · 1 term
Variable Rate IRA CD. APY assumes quarterly compounding and that interest will remain on deposit until maturity. A penalty may be imposed for early withdrawal. Additional contributions allowed up to IRS contribution limits.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsVariable rate CD. Assumes quarterly compounding and that interest will remain on deposit until maturity. Penalty for early withdrawal. Additional contributions permitted up to IRS contribution limits | 2.46% | $371 |
Sources (2)
All captured Oct 6, 2026
12 Month IRA CD
2.21%APY · 1 term
Penalty for early withdrawal.
| Term | APY · $3,000 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 12 monthsAPY assumes quarterly compounding and that interest will remain on deposit until maturity. Penalty for early withdrawal | — | 2.41% | —2.41% from $100k | — |
| 12 monthsOpening minimum deposit is $3,000 on deposit rate schedule ($5,000 listed on IRA page). APY assumes quarterly compounding and that interest will remain on deposit until maturity. Penalty for early withdrawal | 2.21% | — | 2.21% | $221 |
Sources (2)
All captured Oct 6, 2026
6 Month IRA CD
2.15%APY · 1 term
Penalty for early withdrawal.
| Term | APY · $3,000 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 monthsAPY assumes quarterly compounding and that interest will remain on deposit until maturity. Penalty for early withdrawal | — | 2.35% | —2.35% from $100k | — |
| 6 monthsOpening minimum deposit is $3,000 on deposit rate schedule ($5,000 listed on IRA page). APY assumes quarterly compounding and that interest will remain on deposit until maturity. Penalty for early withdrawal | 2.15% | — | 2.15% | $107 |
Sources (2)
All captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.