Credit union · NCUA insured
Riverside Community Credit Union
A $50.1M credit union headquartered in Kankakee, IL, with 3,544 members and 2 branches in Illinois. Best rates: CDs 4.00% and savings 0.25% APY.
Riverside Community Credit Union Carrot Score
86
Carrot Score
Higher than 75% of U.S. banks and credit unions
#3 of 11 in Kankakee, IL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Riverside Community Credit Union
- Headquarters
- 185 N Fraser Ave, Kankakee, IL 60901
- NCUA charter
- 63791
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live or work within a 30-mile radius of the city of Kankakee.
Employers and groups
- Employees of a select employee group affiliated with Riverside CU are eligible for membership.
Family and household
- Family members of a current Riverside CU member are eligible for membership.
Cost to join
- A minimum deposit and ongoing balance of $25 in a savings account is required for membership.
Branches
2 branches in Illinois
Loading map…
Illinois
2 branches
- Riverside Community CUMain office185 N Fraser Ave, Kankakee, IL 60901Directions
- Riverside Community CU368 Larry Power Rd, Bourbonnais, IL 60914Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.87% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.37% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.25% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $43 | $59 | — |
- CapitalNet worth ratio10.87%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.37%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.25%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$43Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Riverside Community Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.