Credit union · Privately insured
CommonWealth Credit Union
A $123.4M credit union headquartered in Bourbonnais, IL, with 9,691 members and 1 branch in Illinois. Best rates: CDs 2.25% and savings 0.15% APY.
CommonWealth Credit Union Carrot Score
67
Carrot Score
Higher than 20% of U.S. banks and credit unions
#9 of 11 in Kankakee, IL metroHow the score works →
Deposits are privately insured, not by the federal government.
About CommonWealth Credit Union
- Headquarters
- 563 William R Latham Sr Dr, Bourbonnais, IL 60914
- NCUA charter
- 97095
Branches
1 branch in Illinois
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Illinois
1 branch
- CommonWealth Credit UnionMain office563 William R Latham Sr Dr, Bourbonnais, IL 60914Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.23% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.43% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.42% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $75 | $76 | — |
- CapitalNet worth ratio13.23%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.43%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.42%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$75Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of CommonWealth Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.