Compare Bank & Credit Union Rates
Best CD rates in Delaware
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Delaware
- 4.50%APY$450 over 1 year on $10,000
Requirements
Product: No minimum opening balance or deposit required to open. No monthly maintenance or annual fees. In order to maintain an account, funding must occur within 14 days of account opening. Must maintain a minimum balance that earns at least $0.01 for interest to post. Early withdrawal penalty applies: 90 days simple interest for terms <= 24 months, 180 days simple interest for terms > 24 months.
4.40% interest rate · Effective Oct 7, 2026
Rate checked
More details - 4.45%APY$445 over 1 year on $10,000
Requirements
Product: Must be at least 18 years old, US citizen or resident alien with valid SSN and physical US address. Minimum opening deposit $1,500 in a single transaction; maximum $1,000,000 per account. Early withdrawal penalty applies. Automatically renews at maturity with a 10-day grace period. Compounded daily, credited monthly.
Offer: Early withdrawal penalty: 180 days simple interest for terms 12 months to 3 years.
Compounded daily · Balance cap $1,000,000 · Effective Oct 16, 2026
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More details - 4.40%APY$440 over 1 year on $10,000
Requirements
Offer: Minimum balance to obtain APY is more than $0. Opening online requires minimum balance of $1,000.
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More details - HSBC Trust Company (Delaware)HSBC Wealth Center/Telephone Deposit Account APYs: CDsCD · 12 months · $1,000 min
Bank · 1 branch
4.30%APY$430 over 1 year on $10,000Requirements
Product: Applies to accounts opened over the telephone or in a Wealth Center. Account is not available to business customers. Other CD terms and rates are available.
Offer: Minimum balance to obtain APY is more than $0. Opened in Wealth Center or over telephone. APYs are variable and subject to change after opening. Charges and fees may reduce earnings.
Rate checked
More details - Tidemark Federal Credit UnionRegular Share CertificatesCD · 12 months · $500 min
Credit union · 5 branches
4.10%APY$410 over 1 year on $10,0004.02% interest rate · Effective Sep 23, 2026
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More details - Priority Plus Federal Credit UnionShare Certificates of DepositCD · 12 months · $1,000 min
Credit union · 1 branch
4.06%APY$406 over 1 year on $10,000Requirements
Product: Early withdrawals are subject to fees. Accounts are federally insured by NCUA up to $250,000.
4.00% interest rate · Effective Oct 15, 2025
Rate checked
More details - 4.00%APY$400 over 1 year on $10,000
Requirements
Product: Must be at least 18 years old and a U.S. citizen or lawful permanent resident with a U.S. physical address. CD account balance may not exceed $1,000,000. Early withdrawal penalties apply (3 months interest for terms <= 12 months, 6 months interest for terms > 12 months).
3.93% interest rate · Balance cap $1,000,000 · Effective Oct 16, 2026
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More details - 4.00%APY
Requirements
Product: Fixed rate. Rates and minimum balance may vary by term. Early withdrawal penalties apply.
Offer: Fixed rate. Any withdrawal(s) from the account during the term will be subject to a penalty of 90 days of interest. Fees could reduce earnings.
3.92% interest rate · Effective Sep 1, 2026
Rate checked
More details - DEXSTA Federal Credit UnionRegular Share CertificatesCD · 12 months · $1,000 min
Credit union · 5 branches
3.82%APY$382 over 1 year on $10,000Requirements
Product: Membership eligibility required. A minimum balance of $1,000 is required to earn the disclosed APY. Dividends are compounded monthly and calculated using the daily balance method. Early withdrawal penalties apply.
Offer: Early withdrawal penalty equals the lesser of dividends since issuance or 180 days' dividends.
3.75% interest rate · Compounded monthly · Effective Sep 23, 2026
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More details - 3.75%APY$375 over 1 year on $10,000
Requirements
Product: FDIC-insured. Minimum opening balance $500. Automatically renews. Interest credited quarterly. Non-IRA certificates may be pledged as collateral for a share loan. Early withdrawal penalty may apply.
Offer: Quarterly compounding. Early withdrawal penalty may apply.
3.70% interest rate · Effective Oct 15, 2026
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More details - Delaware State Police Federal Credit UnionShare CertificatesCD · 12 months · $500 min
Credit union · 3 branches
3.72%APY$372 over 1 year on $10,000Requirements
Product: Minimum opening deposit of $500. Early withdrawal penalty may apply.
Offer: Early withdrawal penalty may apply.
3.65% interest rate · Effective Sep 1, 2026
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More details - 3.70%APY$370 over 1 year on $10,000
Requirements
Product: Membership eligibility applies. Minimum deposit is $500 for consumers and $250 for members under 18. Penalty may be imposed for early withdrawal.
Offer: Minimum deposit is $250 for members under age 18. Penalty may be imposed for early withdrawal.
3.63% interest rate · Effective Oct 1, 2026
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More details - 3.66%APY$366 over 1 year on $10,000
Requirements
Product: Dividends are posted monthly based on the average daily balance. Early withdrawal penalties apply. Insured up to $250,000 by NCUA.
3.60% interest rate · Effective Oct 8, 2026
Rate checked
More details - First Citizens Community BankCertificates of Deposit (CDs)CD · 12–23 months · $10,000 min · 3.55%–4.06% by balance
Bank · 5 branches
3.55%APYRequirements
Product: A penalty may be imposed for early withdrawal. A withdrawal will reduce earnings. Interest compounded quarterly.
3.50% interest rate · Compounded quarterly · Effective Oct 14, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY $10,000 – $24,999Your amount 3.55% $100,000 and up 4.06% Rate checked
More details - Community Powered Federal Credit UnionShare CertificateCD · 12 months · $500 min
Credit union · 4 branches
3.55%APY$355 over 1 year on $10,000Requirements
Product: Fixed dividend rate and APY for the term of the account. Dividends compounded and credited monthly; calculated using the Average Daily Balance method. No additional deposits permitted after opening. Automatically renewable with a 10-day grace period after maturity. Early withdrawal penalty applies: 90 days' dividends for terms of 12 months or less, 180 days' dividends for terms of 12 to 36 months, and 365 days' dividends for terms greater than 36 months.
Effective Oct 5, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 1-year CDs pay in Delaware
41 CDs at 31 banks and credit unions · checked Oct 16–22
- Typical
- 3.01%
- Top 10% from
- 4.10%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.55%
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Find your bank or credit union to see all its rates and how they compare near you.
Delaware
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Eagle One Federal Credit UnionCredit union · 1 branch
- Franklin Mint Federal Credit UnionCredit union · 2 branches
- WSFS BankBank · 27 branches