Credit union · NCUA insured
Eagle One Federal Credit Union CD Rates
Top CarrotEagle One Federal Credit Union’s best CD rate is 4.07% APY on a 3-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Eagle One Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Eagle One Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Eagle One Federal Credit Union
4.07%APY
- Term
- 36 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,271
Share Certificate
Top rate
Monroe Savings Bank (Williamstown, NJ)
5.00%APY
- Term
- 6 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $247
2nd-highest rate
First Financial Federal Credit Union
5.00%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $289
Eagle One Federal Credit Union CD score
87
CD score
Higher than 76% of U.S. banks and credit unions
- 3–8 months3–8 mo3.40%
- 9–15 months9–15 mo3.66%
- 16–30 months16–30 mo3.92%
- 31–60 months31–60 mo4.07%
- QualifiedQualified4.07%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Eagle One Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.07%APY · 8 terms
Dividends are posted monthly based on the average daily balance. Early withdrawal penalties apply. Insured up to $250,000 by NCUA.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.14% | $78 |
| 6 months | 3.40% | $169 |
| 12 months | 3.66% | $366 |
| 18 months | 3.82% | $578 |
| 24 months | 3.92% | $799 |
| 36 months | 4.07% | $1,271 |
| 48 months | 4.07% | $1,730 |
| 60 months | 4.07% | $2,208 |
Special-purpose accounts
IRA Certificate
Up to 4.07%APY · 8 terms
Available as Traditional or Roth IRA. Minimum balance to open is $500. Terms and rates reflect Share Certificate terms and rates. Early withdrawal penalties apply. Insured up to $250,000 by NCUA.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.14% | $78 |
| 6 months | 3.40% | $169 |
| 12 months | 3.66% | $366 |
| 18 months | 3.82% | $578 |
| 24 months | 3.92% | $799 |
| 36 months | 4.07% | $1,271 |
| 48 months | 4.07% | $1,730 |
| 60 months | 4.07% | $2,208 |
Who can join Eagle One Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, work (or regularly conduct business in), worship, or attend school in, and businesses/legal entities located within specific geographic areas of Philadelphia County, Camden County, Delaware County, and New Castle County.
Employers and groups
- Membership is open to employees and members of listed Select Employer Groups (SEGs).
Military, government and schools
- Membership is open to all Philadelphia District and Lancaster postal employees and retirees, letter carriers employed by the Philadelphia Post Office, and their immediate family members.
Family and household
- Membership is open to immediate family members (parents, spouses, children, siblings, grandparents, grandchildren, stepparents, stepchildren, step-siblings) and household members of current Eagle One FCU members.
Other ways
- Business membership can be established by a primary business owner who meets any of the credit union's eligibility qualifications.
Cost to join
- An initial deposit of $6.00 into a primary savings account represents a share in the credit union.
Membership information collected October 4, 2026.