Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–15 of 19 in Delaware · median 5.49% APR
- 4.26%APRas low as
Terms
Subject to credit approval. Rates as low as listed.
Auto loan score 86
Rate checked · Auto loans rates on its site
Rates and branches - Franklin Mint Federal Credit UnionAuto Loans – 2024-2027 Model Year · 1–72 months
Credit union · 2 branches
4.99%APRas low asTerms
Tier 1 credit rate. Estimated monthly payment is $16.11 per $1,000 borrowed for 72 months.
Auto loan score 83 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 5.24%APRas low as
Terms
Model Years 2024-2027
Auto loan score 79 · Carrot Score 78
Rate checked · Auto loans rates on its site
Rates and branches - 5.24%APRas low as
Terms
New Autos are the three most recent model years. Subject to credit approval. Terms up to 84 months. Financing up to 130%.
Auto loan score 79 · Carrot Score 83
Rate checked · Auto loans rates on its site
Rates and branches - 5.24%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Up to 75 months; minimum loan $10,000. APR as low as 5.24% for highly credit-qualified borrowers. Stated APR includes 0.25% autopay discount from a Sun East checking account. Same product applies to new or used vehicles.
Auto loan score 79 · Carrot Score 83
Rate checked · Auto loans rates on its site
Rates and branches - 5.25%APRas low as
Terms
Rates may vary based on term, down payment, credit worthiness and age of unit. Rates displayed are 'as low as' based on individual creditworthiness, ability to repay, and credit score.
Auto loan score 73 · Carrot Score 84
Rate checked · Auto loans rates on its site
Rates and branches - 5.34%APRas low as · up to 20.69%with conditions
5.34% APR, up to 20.69%
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Available to well-qualified applicants. Includes a 0.25% discount for automated payment from a PNC checking account set up at loan closing; rate increases 0.25% if automated payment is discontinued. Available for 2018-2027 model year non-commercial vehicles with up to 80,000 miles (up to 100,000 miles based on credit qualifications).
Auto loan score 71 · Carrot Score 75
Rate checked · Auto loans rates on its site
Rates and branches - 5.38%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Rates as low as. Rate includes up to 0.50% discount for direct deposit and auto pay from Del-One checking account. Additional 0.25% Green Auto Discount for Electric Vehicle, Hybrid, Fuel Cell, Plug-In Hybrid Electric Vehicle or Tesla.
Auto loan score 75 · Carrot Score 69
Rate checked · Auto loans rates on its site
Rates and branches - 5.47%APRas low as
Terms
Annual Percentage Rate As Low As 5.47%. Rates may vary based on term and creditworthiness.
Auto loan score 70 · Carrot Score 80
Rate checked · Auto loans rates on its site
Rates and branches - 5.49%APRas low as
Terms
New 2026-2027; Monthly payment per $1,000 borrowed: $19.09
Auto loan score 69 · Carrot Score 81
Rate checked · Auto loans rates on its site
Rates and branches - 5.49%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Reduced APR as low as 5.49% requires Automatic Payment scheduled from a Priority Plus FCU Checking Account. Financing up to 100% MSRP for qualified members.
Auto loan score 69 · Carrot Score 83
Rate checked · Auto loans rates on its site
Rates and branches - 5.50%APRas low as · up to 17.75%
5.50% APR, up to 17.75%
Terms
Rates based on credit history/score. Preferred borrower rates apply. Offer not available for existing American Spirit FCU Auto Loans.
Auto loan score 72 · Carrot Score 80
Rate checked · Auto loans rates on its site
Rates and branches - 5.64%APRas low as
Terms
Advertised as-low-as APR assumes excellent borrower credit history and is specific to VA. Advertised rate does not include additional BofA Rewards interest rate discount of 0.10% to 0.50%. Rate guaranteed for 30 days from application approval.
Auto loan score 66 · Carrot Score 65
Rate checked · Auto loans rates on its site
Rates and branches - 5.75%APRas low as
Terms
Model year 2026-2022.
Auto loan score 68 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 5.77%APRas low as
Terms
As low as rate for a new Capital One auto loan in October for individuals with excellent credit characteristics.
Auto loan score 65 · Carrot Score 84
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Delaware
19 banks and credit unions · checked Oct 16–22
- Typical
- 5.49%
- Top 10% up to
- 5.19%
- Banks, typical
- 6.00%
- Credit unions, typical
- 5.38%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Delaware
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Eagle One Federal Credit UnionCredit union · 1 branch
- Franklin Mint Federal Credit UnionCredit union · 2 branches
- WSFS BankBank · 27 branches