Bank · FDIC insured
HSBC Trust Company (Delaware) CD Rates
HSBC Trust Company (Delaware)’s best CD rate is 4.60% APY on a 2-year CD. Terms run from 6 months to 2 years. Rates checked October 22, 2026.
How HSBC Trust Company (Delaware)’s CD rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where HSBC Trust Company (Delaware) has the most branches. $10,000, best rate first.
This bank’s best
HSBC Trust Company (Delaware)
4.60%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $941
New Money CDs
Top rate
Monroe Savings Bank (Williamstown, NJ)
5.00%APY
- Term
- 6 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $247
2nd-highest rate
First Financial Federal Credit Union
5.00%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $289
HSBC Trust Company (Delaware) CD score
91
CD score
Higher than 92% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo4.30%
- 16–30 months16–30 mo4.40%
- QualifiedQualified4.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where HSBC Trust Company (Delaware) ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
New Money CDs
Up to 4.60%APY · 4 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsMinimum balance to obtain APY is more than $0. Opening online requires minimum balance of $1,000 | 4.10% | $203 |
| 9 monthsMinimum balance to obtain APY is more than $0. Opening online requires minimum balance of $1,000 | 4.25% | $317 |
| 12 monthsMinimum balance to obtain APY is more than $0. Opening online requires minimum balance of $1,000 | 4.40% | $440 |
| 24 monthsMinimum balance to obtain APY is more than $0. Opening online requires minimum balance of $1,000 | 4.60% | $941 |
Sources (1)
- us.hsbc.com/savings-accounts/products/interest-rates · captured Oct 15, 2026
HSBC Wealth Center/Telephone Deposit Account APYs: CDs
Up to 4.40%APY · 3 terms
Applies to accounts opened over the telephone or in a Wealth Center. Account is not available to business customers. Other CD terms and rates are available.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsMinimum balance to obtain APY is more than $0. Opened in branch or over telephone. APYs are variable and subject to change after opening. Charges and fees may reduce earnings | 4.00% | $198 |
| 12 monthsMinimum balance to obtain APY is more than $0. Opened in Wealth Center or over telephone. APYs are variable and subject to change after opening. Charges and fees may reduce earnings | 4.30% | $430 |
| 24 monthsMinimum balance to obtain APY is more than $0. Opened in branch or over telephone. APYs are variable and subject to change after opening. Charges and fees may reduce earnings | 4.40% | $899 |
Sources (1)
- us.hsbc.com/savings-accounts/products/interest-rates · captured Oct 15, 2026
Closed to new customers
Online CDs
Up to 4.40%APY · 3 terms
Only available to existing Premier customers. Penalty may be imposed for early withdrawal. Rates apply for initial term only. Account is not available to business customers.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsMinimum balance to obtain APY is more than $0. Penalty may be imposed for early withdrawal. Rates apply for initial term only. APYs are variable and subject to change after opening. Charges and fees may reduce earnings | 4.00% | $198 |
| 12 monthsMinimum balance to obtain APY is more than $0. Penalty may be imposed for early withdrawal. Rates apply for initial term only. APYs are variable and subject to change after opening. Charges and fees may reduce earnings | 4.30% | $430 |
| 24 monthsMinimum balance to obtain APY is more than $0. Penalty may be imposed for early withdrawal. Rates apply for initial term only. APYs are variable and subject to change after opening. Charges and fees may reduce earnings | 4.40% | $899 |
Sources (1)
- us.hsbc.com/savings-accounts/products/interest-rates · captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.