Credit union · NCUA insured
Delaware State Police Federal Credit Union CD Rates
Delaware State Police Federal Credit Union’s best CD rate is 3.72% APY on a 1-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 22, 2026.
How Delaware State Police Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Delaware State Police Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Delaware State Police Federal Credit Union
3.72%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $372
Share Certificates
Top rate
Monroe Savings Bank (Williamstown, NJ)
5.00%APY
- Term
- 6 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $247
2nd-highest rate
First Financial Federal Credit Union
5.00%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $289
Delaware State Police Federal Credit Union CD score
77
CD score
Higher than 43% of U.S. banks and credit unions
- 3–8 months3–8 mo3.56%
- 9–15 months9–15 mo3.72%
- 16–30 months16–30 mo3.67%
- QualifiedQualified3.72%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Delaware State Police Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.72%APY · 4 terms
Minimum opening deposit of $500. Early withdrawal penalty may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsEarly withdrawal penalty may apply | 3.56% | $176 |
| 12 monthsEarly withdrawal penalty may apply | 3.72% | $372 |
| 18 monthsEarly withdrawal penalty may apply | 3.67% | $556 |
| 24 monthsEarly withdrawal penalty may apply | 3.41% | $694 |
Sources (1)
- dspfcu.com/rates-fees · captured Oct 15, 2026
Jumbo Share Certificates
Up to 3.51%APY · 4 terms
Minimum opening deposit of $25,000. Early withdrawal penalty may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsEarly withdrawal penalty may apply | 3.35% | $166 |
| 12 monthsEarly withdrawal penalty may apply | 3.51% | $351 |
| 18 monthsEarly withdrawal penalty may apply | 3.46% | $523 |
| 24 monthsEarly withdrawal penalty may apply | 3.20% | $650 |
Sources (1)
- dspfcu.com/rates-fees · captured Oct 15, 2026
Special-purpose accounts
Jumbo IRA Share Certificates
Up to 3.51%APY · 4 terms
Minimum opening deposit of $25,000. Early withdrawal penalty may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsEarly withdrawal penalty may apply | 3.35% | $166 |
| 12 monthsEarly withdrawal penalty may apply | 3.51% | $351 |
| 18 monthsEarly withdrawal penalty may apply | 3.46% | $523 |
| 24 monthsEarly withdrawal penalty may apply | 3.20% | $650 |
Sources (1)
- dspfcu.com/rates-fees · captured Oct 15, 2026
IRA Share Certificates
Up to 3.46%APY · 4 terms
Minimum opening deposit of $500. Early withdrawal penalty may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsEarly withdrawal penalty may apply | 3.30% | $164 |
| 12 monthsEarly withdrawal penalty may apply | 3.46% | $346 |
| 18 monthsEarly withdrawal penalty may apply | 3.41% | $516 |
| 24 monthsEarly withdrawal penalty may apply | 3.15% | $640 |
Sources (1)
- dspfcu.com/rates-fees · captured Oct 15, 2026
Who can join Delaware State Police Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Delaware State Police Federal Credit Union are eligible for membership.
Military, government and schools
- Employees of federal, state, county, and municipal agencies or departments engaged in the police protection industry working in specified counties across Delaware, Maryland, Pennsylvania, and Virginia are eligible for membership.
- Persons retired as pensioners or annuitants from eligible police protection employment are eligible for membership.
Family and household
- Members of immediate families or households of eligible individuals are eligible for membership.
- Spouses of persons who died while within the field of membership of the credit union are eligible for membership.
Other ways
- Organizations of eligible persons are eligible for membership.
Membership information collected October 4, 2026.