Credit union · NCUA insured
Tidemark Federal Credit Union
A $470.8M credit union headquartered in Seaford, DE, with 22,105 members and 6 branches in 2 states. Best rates: CDs 4.10% and savings 1.20% APY.
Tidemark Federal Credit Union Carrot Score
84
Carrot Score
Higher than 68% of U.S. banks and credit unions
#4 of 13 in Seaford, DE metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Tidemark Federal Credit Union
Tidemark Federal Credit Union is a member-owned, not-for-profit institution with branch locations in Millsboro, Long Neck, Selbyville, Seaford, Milford, and Lewes, Delaware, and S. Salisbury, Maryland.
- Headquarters
- 1941 Bridgeville Hwy, Seaford, DE 19973
- NCUA charter
- 13121
Branches
6 branches in 2 states
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Delaware
5 branches
Seaford area · 4
- Tidemark Federal Credit Union34686 Old Postal Ln, Lewes, DE 19958Directions
- Tidemark Federal Credit Union216 S Washington St, P O Box 1630, Millsboro, DE 19966Directions
- Tidemark Federal Credit Union24940 John J Williams Hwy, Millsboro, DE 19966Directions
- Tidemark Federal Credit Union36445 Lighthouse Rd, Selbyville, DE 19975Directions
Dover area · 1
- Tidemark Federal Credit Union140 Aerenson Dr, Milford, DE 19963Directions
Maryland
1 branch
- Tidemark Federal Credit Union1305 S Salisbury Blvd, Salisbury, MD 21801Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.37% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.33% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.51% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $62 | $76 | — |
- CapitalNet worth ratio14.37%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.33%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.51%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$62Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Tidemark Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.