Credit union · NCUA insured
Delaware State Police Federal Credit Union
A $139.3M credit union headquartered in Georgetown, DE, with 7,805 members and 3 branches in Delaware. Best rates: CDs 3.72% and savings 0.75% APY.
Delaware State Police Federal Credit Union Carrot Score
80
Carrot Score
Higher than 51% of U.S. banks and credit unions
#51 of 118 in Philadelphia, PA-NJ-DE-MD metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Delaware State Police Federal Credit Union
Delaware State Police Federal Credit Union is a member-owned financial institution headquartered in Georgetown, Delaware, serving those who serve and protect since 1960.
- Headquarters
- 700 N Bedford St, Georgetown, DE 19947
- NCUA charter
- 13791
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Delaware State Police Federal Credit Union are eligible for membership.
Military, government and schools
- Employees of federal, state, county, and municipal agencies or departments engaged in the police protection industry working in specified counties across Delaware, Maryland, Pennsylvania, and Virginia are eligible for membership.
- Persons retired as pensioners or annuitants from eligible police protection employment are eligible for membership.
Family and household
- Members of immediate families or households of eligible individuals are eligible for membership.
- Spouses of persons who died while within the field of membership of the credit union are eligible for membership.
Other ways
- Organizations of eligible persons are eligible for membership.
Branches
3 branches in Delaware
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Delaware
3 branches
Seaford area · 1
- GeorgetownMain office700 N Bedford St, Georgetown, DE 19947Directions
Dover area · 1
- Cheswold6349 N Dupont Highway, Dover, DE 19901Directions
Philadelphia area · 1
- New Castle235 Christiana Rd, New Castle, DE 19720Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.32% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.28% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.76% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $43 | $76 | — |
- CapitalNet worth ratio11.32%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.28%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.76%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$43Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Delaware State Police Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.