Compare Bank & Credit Union Rates
Best CD rates in Arkansas
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 31–45 results in Arkansas
- 4.06%APY$100 over 3 months on $10,000
Requirements
Product: Rates fixed during term; established weekly. Accounts automatically renew at maturity at the rate in effect at maturity. Early withdrawal penalties may apply. Interest compounded quarterly or monthly check only if over $50.00; no monthly compounding on any CD. For balances over $250,000.01, please see an officer.
3.35% interest rate · Compounded quarterly · Balance cap $250,000.01 · Effective Aug 6, 2025
Rate checked
More details - 4.05%APY$371 over 11 months on $10,000
Requirements
Product: Online only CD special offers. Member FDIC.
Offer: Interest is compounded quarterly. Auto-renew provision with certificate renewing for 12 months at the going rate. Penalty for early withdrawal.
3.99% interest rate · Compounded quarterly · Effective Apr 24, 2026
Rate checked
More details - 4.00%APY$198 over 6 months on $10,000
Requirements
Product: Dividends on Share Certificates are paid monthly. Substantial penalties may apply for early withdrawal of funds from term accounts. Fees could reduce earnings or principal.
Offer: Minimum $1,000.00 to open. Dividends paid monthly. Substantial penalty for early withdrawal.
Effective Oct 6, 2026
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More details - 4.00%APY$198 over 6 months on $10,000
Requirements
Offer: Under $50,000 (Dividends Paid at Maturity)
Effective Oct 13, 2024
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More details - 4.00%APY$299 over 9 months on $10,000
Requirements
Product: Substantial penalty for early withdrawal. Rates may vary by bank location. In most cases, CDs automatically renew with a 10-day grace period. Early withdrawal penalty is 3 months interest for terms <= 12 months, 6 months interest for terms > 12 months. $500 minimum opening deposit with automatic renewal, or $2,500 minimum opening deposit without automatic renewal for 3-, 6-, and 9-month terms.
Offer: Featured Rate. $500 minimum opening deposit with automatic renewal; $2,500 minimum opening deposit without automatic renewal.
Rate checked
More details - Arkansas Best FCUShare CertificatesCD · 48 months · $500 min · 3.81%–4.13% by balance
Credit union · 1 branch
3.97%APY$1,685 over 48 months on $10,000Requirements
Product: Dividends are paid monthly. Early withdrawal penalties may apply. Membership with Arkansas Best Federal Credit Union is required for this offer. Annual Percentage Yield is based on an assumption that dividends will remain on deposit until maturity.
3.75% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $500 – $999 3.81% $1,000 – $9,999 3.82% $10,000 – $19,999Your amount 3.97% $20,000 – $49,999 3.97% $50,000 – $99,999 4.13% $100,000 and up 4.13% Rate checked
More details - 3.95%APY$462 over 14 months on $10,000intro rate
Requirements
Product: Rates subject to change at any time (except for IRAs and CDs). A penalty may be imposed for early withdrawal on CDs. Receive interest monthly, quarterly, semi-annually, or at maturity.
Offer: 14 month special will renew at a 12 month rate and term. Early withdrawal penalties may apply.
Promotional rate · 3.88% interest rate · Effective Aug 10, 2022
Rate checked
More details - 3.90%APY$390 over 1 year on $10,000
Requirements
Product: Automatically renewable with a 10-day grace period. Notices mailed 2 weeks prior to maturity. Early withdrawal penalties may apply. Maintenance or fees may reduce earnings.
3.83% interest rate · Balance cap $99,000 · Effective Oct 13, 2026
Rate checked
More details - RiverLand Federal Credit UnionRegular CertificatesCD · 18 months · $1,000 min
Credit union · 1 branch
3.90%APY$591 over 18 months on $10,000Requirements
Product: No setup or monthly maintenance fees. Monthly compounding with earnings paid on the last day of the month. Automatically renews at current rate if a like-term certificate is available at maturity. Early withdrawal penalty equals one-half of remaining term's dividends. Balance must exceed $2,000 before investing in a Certificate (min. balance applies based on Certificate type).
Offer: Monthly compounding; early withdrawal penalty applies.
3.83% interest rate · Effective Oct 5, 2026
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More details - 3.88%APY$225 over 7 months on $10,000
Requirements
Offer: Some restrictions apply - Call for details!!!
3.85% interest rate · Effective Oct 14, 2025
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More details - 3.88%APY$225 over 7 months on $10,000
Requirements
Product: Minimum deposit of $500 for standard CDs ($1,000 for specials). Maximum online account opening deposit is $25,000; for CDs greater than $25,000, contact bank. Interest paid monthly or quarterly. Penalties for early withdrawal.
Offer: Automatically renews for 6 months at prevailing rate. Early withdrawal penalties apply.
Effective Sep 21, 2026
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More details - 3.85%APY$418 over 13 months on $10,000
Requirements
Product: CD interest is compounded monthly and credited to the account monthly. Subject to early withdrawal penalties. Interest can be added back to the CD or deposited to a Farmers Bank & Trust checking or savings account.
Offer: Penalty may be imposed for early withdrawal. Additional requirements may apply.
Compounded monthly · Effective Aug 25, 2026
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More details - 3.80%APY$188 over 6 months on $10,000
Requirements
Product: Penalty may be imposed for early withdrawal (7 Day CD - 18 Month CD: 31 days). Deposits of $100,000.00 or more add 0.25%. Personal CD Balances of $1,000,000.00 or more add 0.50%. Fees may reduce earnings.
Offer: Deposits of $100,000.00 or more add 0.25%. Personal CD Balances of $1,000,000.00 or more add 0.50%. Early withdrawal penalty: 31 days.
3.75% interest rate · Effective Aug 9, 2023
Rate checked
More details - 3.78%APY$219 over 7 months on $10,000
Requirements
Product: All CD's are a minimum of $500 to open. Online Banking and Touch Tone Banking are available for our CD's. A penalty may be imposed for early withdrawal.
Offer: A penalty may be imposed for early withdrawal.
Effective Dec 15, 2025
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Arkansas
549 CDs at 65 banks and credit unions · checked Oct 15–22
- Typical
- 2.50%
- Top 10% from
- 4.08%
- Banks, typical
- 1.51%
- Credit unions, typical
- 3.18%
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Arkansas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Barksdale Federal Credit UnionCredit union · 5 branches
- TruService Community FCUCredit union · 3 branches
- Telcoe Federal Credit UnionCredit union · 4 branches