Bank · FDIC insured
Farmers Bank & Trust
A $3.2B bank, the 404th largest of 4,207, headquartered in Magnolia, AR, with 35 branches in 3 states. Best rates: CDs 3.85% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: carrot has not captured enough rates to score this yet. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- CDs—3.85%CD rates →
- Savings——Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Farmers Bank & Trust
Chartered in 1906, Farmers Bank & Trust Company is a community bank serving customers across Arkansas, Texas, and Oklahoma.
The bank was established in Magnolia, Arkansas, to help local friends and neighbors find financial solutions.
- Headquarters
- 200 E Main St, Magnolia, AR 71753
- FDIC certificate
- 1291 ↗
Branches
35 branches in 3 states
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Arkansas
26 branches
Magnolia area · 5
- Farmers Bank & Trust CompanyMain office200 E Main St, Magnolia, AR 71753Directions
- Drive-In Branch205 E Main St, Magnolia, AR 71753Directions
- Farmers Motor Branch1128 E Main St, Magnolia, AR 71753Directions
- Hollensworth Branch1606 Hollensworth, Magnolia, AR 71753Directions
- University Branch2106 N Jackson, Magnolia, AR 71753Directions
Camden area · 3
- Cardinal Branch1125 Fairview Rd Sw, Camden, AR 71701Directions
- Jefferson/Camden Branch116 Jefferson St Sw, Camden, AR 71701Directions
- West Washington Branch1140 W Washington St, Camden, AR 71701Directions
Hope area · 2
- Hope - Main201 E 3rd St, Hope, AR 71801Directions
- North Branch617 N Hervey St, Hope, AR 71801Directions
Malvern area · 2
- Malvern Branch521 E Page Ave, Malvern, AR 72104Directions
- Rockport Branch1929 Oliver Lancaster Blvd, Malvern, AR 72104Directions
Texarkana area · 2
- Arkansas Blvd Branch1102 Arkansas Blvd, Texarkana, AR 71854Directions
- Texarkana, Arkansas Branch3601 E 9th St, Texarkana, AR 71854Directions
Ashdown area · 1
- Ashdown Main Branch960 S Constitution Ave, Ashdown, AR 71822Directions
Bryant area · 1
- Benton/Bryant Branch3345 Highway 5 N, Bryant, AR 72019Directions
De Queen area · 1
- Dequeen Main Branch504 W Collin Raye Dr, De Queen, AR 71832Directions
Dierks area · 1
- Dierks Branch103 E 3rd St, Dierks, AR 71833Directions
Glenwood area · 1
- Glenwood Branch214 N 1st St, Glenwood, AR 71943Directions
Haskell area · 1
- Haskell Branch112 N Highway 229, Haskell, AR 72015Directions
Lewisville area · 1
- Lewisville Branch419 West 1st Street, Lewisville, AR 71845Directions
Mount Ida area · 1
- Mt Ida Main Branch221 S George St, Mount Ida, AR 71957Directions
Nashville area · 1
- Nashville Branch420 S Main St, Nashville, AR 71852Directions
Paris area · 1
- 3rd & Walnut Branch205 E Walnut St, Paris, AR 72855Directions
Prescott area · 1
- Prescott Branch103 E 2nd St S, Prescott, AR 71857Directions
Taylor area · 1
- Arkla Branch15064 Highway 132, Taylor, AR 71861Directions
Texas
7 branches
Paris area · 2
- Paris Branch1375 Ne Loop 286, Paris, TX 75460Directions
- Paris Main Branch3000 Lamar Ave., Paris, TX 75460Directions
Texarkana area · 2
- Richmond Road Branch5600 Richmond Rd, Texarkana, TX 75503Directions
- Texarkana St. Michael Drive Branch2900 Saint Michael Dr, Texarkana, TX 75503Directions
Anna area · 1
- Anna, Tx Branch2100 W White St, Anna, TX 75409Directions
New Boston area · 1
- New Boston Branch416 N Mccoy Blvd, New Boston, TX 75570Directions
Prosper area · 1
- Prosper Branch750 N Preston Rd, Prosper, TX 75078Directions
Oklahoma
2 branches
Broken Bow area · 1
- Broken Bow Main Branch409 S Park Dr, Broken Bow, OK 74728Directions
Idabel area · 1
- Idabel Main Branch702 E Washington St, Idabel, OK 74745Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.87% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 1.32% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.44% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $89 | $88 | — |
- CapitalLeverage ratio9.87%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent1.32%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.44%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$89Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Farmers Bank & Trust are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.