Compare Bank & Credit Union Rates
Best CD rates in Conway, AR
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Conway, AR
- Arkansas Federal Credit UnionSpecial CertificateCD · 12 months · $1,000 min
Credit union · 2 branches
4.50%APY$450 over 1 year on $10,000Requirements
Product: Membership with Arkansas Federal Credit Union is required. Rates are fixed unless otherwise stated. Penalties may apply for early withdrawal. Rates subject to change.
4.41% interest rate · Effective Oct 9, 2026
Rate checked
More details - Arkansas Federal Credit UnionRegular CertificateCD · 24–71 months · $1,000 min
Credit union · 2 branches
4.50%APYRequirements
Product: Membership with Arkansas Federal Credit Union is required. Rates are fixed unless otherwise stated. Penalties may apply for early withdrawal. Rates subject to change.
Effective Oct 9, 2026
Rate checked
More details - 4.45%APY$521 over 14 months on $10,000intro rate
Requirements
Product: Compounds monthly. Minimum amount to open: $500. Regular and Special Rates do not apply to Public Funds. Early withdrawal penalty applies.
Offer: CD Special. Term: 14 Months. Rates do not apply to Public Funds.
Promotional rate · 4.36% interest rate · Effective Oct 5, 2026
Rate checked
More details - 4.30%APY$467 over 13 months on $10,000
Requirements
Product: All CD accounts require $10,000 minimum deposit to open. Early withdrawal penalty applies. Fees may reduce earnings.
Offer: Early withdrawal will result in a penalty. Fees may reduce earnings. Stated APR is 4.23%.
4.23% interest rate · Effective Sep 1, 2026
Rate checked
More details - 4.25%APY$353 over 10 months on $10,000intro rate
Requirements
Product: Start with at least $5,000 of new money not currently on deposit at TruService. Penalty for early withdrawal. Limited time offer.
Offer: Must be at least $5,000 in new money not currently on deposit at TruService. Limited time offer. Penalty for early withdrawal.
Promotional rate
Rate checked
More details - 4.25%APY$644 over 18 months on $10,000intro rate
Requirements
Offer: 18 month Certificate Promotional rate for a limited time on new money only. Contact us for restrictions.
Promotional rate · 4.18% interest rate · Effective Sep 25, 2026
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More details - 4.20%APY$208 over 6 months on $10,000intro rate
Requirements
Product: Available only at this event. Fees may reduce earnings.
Offer: Available only at this event. Fees may reduce earnings. Stated APR is 4.1354%.
Promotional rate · 4.14% interest rate · Effective Mar 1, 2026
Rate checked
More details - 4.10%APY$169 over 5 months on $10,000intro rate
Requirements
Product: Rate based on ZIP code 43215. Minimum opening deposit is $1,000. For accounts less than $100,000. Early withdrawal penalty applies. Not valid with other offers, no rate exceptions. Not available for brokers, agents, public entities, or financial institutions.
Offer: Promotional rate. Account balance less than $100,000. Early withdrawal penalty applies.
Promotional rate · 4.02% interest rate · Effective Oct 16, 2026
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More details - 3.88%APY$225 over 7 months on $10,000
Requirements
Product: Minimum deposit of $500 for standard CDs ($1,000 for specials). Maximum online account opening deposit is $25,000; for CDs greater than $25,000, contact bank. Interest paid monthly or quarterly. Penalties for early withdrawal.
Offer: Automatically renews for 6 months at prevailing rate. Early withdrawal penalties apply.
Effective Sep 21, 2026
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - Simmons BankCertificate of DepositCD · 6 months · $5,000 min · 3.50%–3.65% by balance
Bank · 2 branches
3.50%APY$173 over 6 months on $10,000Requirements
Product: Online opening available to residents of AL, AR, AZ, GA, IN, KS, MO, OH, OK, SC, TN, and TX. If opened online, full opening deposit must be New Money. If opened in person, at least half of the total opening deposit must be New Money. New Money is money not currently on deposit at Simmons Bank. Not available for public funds. Early withdrawal penalty applies. CD auto-renews at maturity for same term at prevailing rate if no action taken within 10-day grace period.
Offer: Requires New Money ($5,000 - $49,999.99). If opened online, full opening deposit must be New Money; if opened in person, at least half must be New Money.
Effective Nov 3, 2025
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $5,000 – $50,000Your amount 3.50% $50,000 – $250,000Requires New Money ($50,000 - $250,000). Maximum deposit is $250,000. 3.65% Rate checked
More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - 2.50%APY$1,314 over 60 months on $10,000
Requirements
Product: Minimum amount $500 for a stated period of time (30 days to 5 years). Automatically renewable fixed rate; 10-day grace period after maturity to withdraw funds without penalty. Simple interest early withdrawal penalty: 91 days of interest for terms of 12 months or less, 182 days of interest for terms longer than 12 months (waived in the event of death or incompetency). No funds may be added during the term.
Offer: 60 Months term. APY assumes interest paid will not be withdrawn.
2.50% interest rate
Rate checked
More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Conway, AR
93 CDs at 10 banks and credit unions · checked Oct 4–22
- Typical
- 1.25%
- Top 10% from
- 4.25%
- Banks, typical
- 0.40%
- Credit unions, typical
- 2.60%
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Find your bank or credit union to see all its rates and how they compare near you.
Little Rock, AR metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Barksdale Federal Credit UnionCredit union · 2 branches
- TruService Community FCUCredit union · 3 branches
- Telcoe Federal Credit UnionCredit union · 3 branches