Bank · FDIC insured
First National Bank of Izard County
A $234.8M bank headquartered in Calico Rock, AR, with 5 branches in Arkansas. Best rates: CDs 3.88% and savings 0.10% APY.
First National Bank of Izard County Carrot Score
63
Carrot Score
Higher than 9% of U.S. banks and credit unions
#48 of 58 in ArkansasHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First National Bank of Izard County
First National Bank of Izard County has been serving customers since 1914 and is headquartered in Calico Rock, Arkansas.
The bank operates five locations across Izard and Stone Counties, serving communities including Calico Rock, Horseshoe Bend, Melbourne, Mount Pleasant, and Mountain View.
- Headquarters
- 2184 Ar 56 Hwy, Calico Rock, AR 72519
- FDIC certificate
- 11252 ↗
Branches
5 branches in Arkansas
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Arkansas
5 branches
Calico Rock area · 1
- The First National Bank of Izard CountyMain office2184 Ar 56 Hwy, Calico Rock, AR 72519Directions
Horseshoe Bend area · 1
- Horseshoe Bend Branch710 S Bend Dr, Horseshoe Bend, AR 72512Directions
Melbourne area · 1
- Melbourne Branch291 East Main Street, Melbourne, AR 72556Directions
Mount Pleasant area · 1
- Mount Pleasant Branch2 S Main St, Mount Pleasant, AR 72561Directions
Mountain View area · 1
- Mountain View Branch702 Sylamore Ave, Mountain View, AR 72560Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 31.14% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 2.09% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 2.90% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $73 | $81 | — |
- CapitalLeverage ratio31.14%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent2.09%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets2.90%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$73Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First National Bank of Izard County are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.