Bank · FDIC insured
First Arkansas Bank & Trust
A $1.1B bank headquartered in Jacksonville, AR, with 19 branches in Arkansas. Best rates: CDs 3.88% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: rates are not published online. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- CDs683.88%for 3–8 monthsCD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First Arkansas Bank & Trust
First Arkansas Bank & Trust is committed each day to doing right by its customers and community.
- Headquarters
- 600 W Main St, Jacksonville, AR 72076
- FDIC certificate
- 16849 ↗
Branches
19 branches in Arkansas
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Arkansas
19 branches
Little Rock area · 14
- First Arkansas Bank and TrustMain office600 W Main St, Jacksonville, AR 72076Directions
- Austin Branch1685 E Main St, Austin, AR 72007Directions
- Cabot Southside Branch121 Bill Foster Memorial Hwy, Cabot, AR 72023Directions
- Highway 5 Branch3166 Highway 367 S, Cabot, AR 72023Directions
- Rockwood Branch290 S Rockwood Dr, Cabot, AR 72023Directions
- Conway804 Hogan Ln, Conway, AR 72034Directions
- Damascus Branch10 S Broadway St, Damascus, AR 72039Directions
- Gravel Ridge Branch14917 Highway 107, Gravel Ridge, AR 72076Directions
- Greenbrier Branch11 N Broadview St, Greenbrier, AR 72058Directions
- Arnold Drive Lr Afb Branch940 Arnold Dr, Jacksonville, AR 72099Directions
- Jacksonville Wal-Mart Shopping Center Branch2030 John Harden Dr, Jacksonville, AR 72076Directions
- North Branch501 N Jp Wright Loop Rd, Jacksonville, AR 72076Directions
- Kiehl Branch3607 E Kiehl Ave, Sherwood, AR 72120Directions
- Wildwood Branch2200 Wildwood Ave, Sherwood, AR 72120Directions
Heber Springs area · 2
- Northside Branch1230 Highway 25b, Heber Springs, AR 72543Directions
- Sugar Loaf Office Branch1500-A Highway 25 By-Pass, Heber Springs, AR 72543Directions
Clinton area · 1
- Clinton Branch185 Bone St, Clinton, AR 72031Directions
Greers Ferry area · 1
- Greers Ferry Branch7654 Greers Ferry Rd, Greers Ferry, AR 72067Directions
Quitman area · 1
- Quitman Branch5825 Heber Springs Rd W, Quitman, AR 72131Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.74% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 1.63% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.61% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $81 | $88 | — |
- CapitalLeverage ratio10.74%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent1.63%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.61%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$81Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First Arkansas Bank & Trust are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.