Bank · FDIC insured
First Arkansas Bank & Trust CD Rates
First Arkansas Bank & Trust’s best CD rate is 3.88% APY on a 7-month CD. Terms run from 3 months to 3 years. Rates checked October 22, 2026.
How First Arkansas Bank & Trust’s CD rates compare
Compared with banks and credit unions near Little Rock, AR, where First Arkansas Bank & Trust has the most branches. $10,000, best rate first.
This bank’s best
First Arkansas Bank & Trust
3.88%APY
- Term
- 7 months
- Minimum
- $1,000
- Earns on $10,000
- $225
Deposit Certificates
Top rate
Hurricane Creek Federal Credit Union
4.50%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $450
2nd-highest rate
Arkansas Federal Credit Union
4.50%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $450
First Arkansas Bank & Trust CD score
68
CD score
Higher than 22% of U.S. banks and credit unions
- 3–8 months3–8 mo3.88%
- 9–15 months9–15 mo1.25%
- 16–30 months16–30 mo0.65%
- 31–60 months31–60 mo0.75%
- QualifiedQualified3.88%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Arkansas Bank & Trust ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Deposit Certificates
Up to 3.88%APY · 7 terms
Minimum deposit of $500 for standard CDs ($1,000 for specials). Maximum online account opening deposit is $25,000; for CDs greater than $25,000, contact bank. Interest paid monthly or quarterly. Penalties for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsAutomatically renews for 90 days at prevailing rate. Early withdrawal penalty may apply | 3.20% | $79 |
| 4 monthsAutomatically renews for 90 days at prevailing rate. Early withdrawal penalties apply | 3.76% | $124 |
| 6 monthsMaximum online account opening deposit is $25,000. Automatically renews for 6 months at prevailing rate. Early withdrawal penalty may apply | 2.95% | $146 |
| 7 monthsAutomatically renews for 6 months at prevailing rate. Early withdrawal penalties apply | 3.88% | $225 |
| 12 monthsMaximum online account opening deposit is $25,000. Automatically renews for 1 year at prevailing rate. Early withdrawal penalty may apply | 1.25% | $125 |
| 24 monthsMaximum online account opening deposit is $25,000. Automatically renews for 2 years at prevailing rate. Early withdrawal penalty may apply | 0.65% | $130 |
| 36 monthsMaximum online account opening deposit is $25,000. Automatically renews for 3 years at prevailing rate. Early withdrawal penalty may apply | 0.75% | $227 |
Sources (1)
- fabandt.bank/personal/deposit-certificates · captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.