Credit union · NCUA insured
TruService Community FCU
Top CarrotA $51.8M credit union headquartered in Little Rock, AR, with 5,234 members and 3 branches in Arkansas. Best rates: CDs 4.25% and savings 2.30% APY.
TruService Community FCU Carrot Score
Carrot ScoreTop Carrot
Higher than 98% of U.S. banks and credit unions
#2 of 26 in Little Rock, AR metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About TruService Community FCU
TruService Community Federal Credit Union was chartered in 1930 by U.S. Postal employees, making it the first and oldest credit union in Arkansas.
Headquartered in Little Rock, Arkansas, the credit union serves members across 15 Arkansas counties including Pulaski, Saline, and Faulkner.
- Headquarters
- 11001 Hermitage Rd, Little Rock, AR 72211
- NCUA charter
- 24390
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligible if you own or operate a business or organization located in one of the 15 eligible Arkansas counties.
- Eligible if you live, work, worship, attend school, volunteer, participate in programs supporting individuals experiencing poverty or hardship, or belong to an organization headquartered in 15 specified Arkansas counties.
Employers and groups
- Eligible if you are a current employee of the credit union.
- Eligible if you are retired from qualifying employment and receive a pension or annuity.
Family and household
- Eligible if you are an immediate family member of, or live in the same household as, an eligible member.
- Eligible if you are the spouse of an eligible person who has passed away.
1 more way to join
Other ways
- Eligible if your organization qualifies through an eligible individual or group affiliation.
Cost to join
- Open a savings account online or in-branch with a minimum initial deposit of $5.
Branches
3 branches in Arkansas
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Arkansas
3 branches
- Main OfficeMain office11001 Hermitage Rd, Little Rock, AR 72211Directions
- Hendrix Branch1600 Washington Ave, Conway, AR 72032Directions
- Jfk4140 John F Kennedy Blvd, North Little Rock, AR 72116Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.85% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.48% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.24% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $84 | $59 | — |
- CapitalNet worth ratio8.85%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.48%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.24%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$84Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of TruService Community FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.