INTRUST Bank CD Rates · October 2026

How INTRUST Bank’s CD rates compare

Compared with banks and credit unions near Wichita, KS, where INTRUST Bank has the most branches. $10,000, best rate first.

This bank’s best
INTRUST Bank
4.00%APY
Term
9 months
Requires
None
Minimum
$500
Earns on $10,000
$299
Certificate of Deposit
Top rate
Stryv Bank
4.55%APY
Term
30 months
Requires
None
Minimum
—
Earns on $10,000
$1,177
Stryv Bank rates
2nd-highest rate
Mid American Credit Union
4.50%APY
Term
37 months
Requires
Another account
Minimum
$1,000
Earns on $10,000
$1,454
Mid American Credit Union rates

Compare CD rates near you →

72

CD score

Higher than 32% of U.S. banks and credit unions

By term

3–8 months3–8 mo2.70%
9–15 months9–15 mo4.00%
16–30 months16–30 mo2.30%
31–60 months31–60 mo1.55%
QualifiedQualified4.00%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where INTRUST Bank ranks

By CD score, in each area where it has branches

And 4 more areas →

Every rate

Current CD rates

Rates from the bank’s website. Earnings assume the rate doesn’t change.

Certificate of Deposit

Up to 4.00%APY · 9 termsFrom $500 to open

Substantial penalty for early withdrawal. Rates may vary by bank location. In most cases, CDs automatically renew with a 10-day grace period. Early withdrawal penalty is 3 months interest for terms <= 12 months, 6 months interest for terms > 12 months. $500 minimum opening deposit with automatic renewal, or $2,500 minimum opening deposit without automatic renewal for 3-, 6-, and 9-month terms.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
3 months$500 minimum opening deposit with automatic renewal; $2,500 minimum opening deposit without automatic renewal	2.70%	$67
6 months$500 minimum opening deposit with automatic renewal; $2,500 minimum opening deposit without automatic renewal	2.70%	$134
9 monthsFeatured Rate. $500 minimum opening deposit with automatic renewal; $2,500 minimum opening deposit without automatic renewal	4.00%	$299
12 months	2.70%	$270
18 months	2.30%	$347
24 months	2.05%	$414
36 months	1.55%	$472
48 months	1.55%	$635
60 months	1.55%	$799

Sources (1)

intrustbank.com/personal/savings/certificate-of-deposit · captured Oct 16, 2026

Jumbo Certificate of Deposit

Up to 2.70%APY · 8 termsFrom $100,000 to open

Substantial penalty for early withdrawal. Rates may vary by bank location.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
Unknown	1.55%	$0
12 months	2.70%	$270
13–17 months	2.55%	$277
18–23 months	2.30%	$347
24–35 months	2.05%	$414
36–47 months	1.55%	$472
48–59 months	1.55%	$635
60 months	1.55%	$799

Sources (1)

intrustbank.com/rates/deposit-rates · captured Sep 24, 2026

Special-purpose accounts

Fixed-Rate IRA

Up to 2.70%APY · 8 termsIRAFrom $200 to open

Available with Traditional IRA, Roth IRA, or Coverdell Education Savings Account. Substantial penalty for early withdrawal. $25 fee for withdrawal prior to maturity to other institutions. Rates may vary by bank location.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
UnknownSingle deposit option	2.70%	$0
12 months$200 opening minimum for additional deposits option ($25 option is available, make additional deposits of $25 or more at any time); $500 opening minimum for single deposit option	2.70%	$270
13–18 months$200 opening minimum for additional deposits option ($25 option is available, make additional deposits of $25 or more at any time); $500 opening minimum for single deposit option	2.55%	$277
19–23 monthsSingle deposit option	2.30%	$367
24–35 monthsSingle deposit option	2.05%	$414
36–47 monthsSingle deposit option	1.55%	$472
48–59 monthsSingle deposit option	1.55%	$635
60 monthsSingle deposit option	1.55%	$799

Sources (3)

All captured Sep 24, 2026

Jumbo IRA

Up to 2.70%APY · 8 termsIRAFrom $100,000 to open