Compare Bank & Credit Union Rates
Best 6-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 781–795 results
- Waterman BankCertificates of DepositCD · 6 months · $0 min
Bank · Add a location to see nearby branches
3.82%APY$189 over 6 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. Limited to $1,000,000.00 per account type per household or controlled entity. Fees may reduce earnings.
Offer: Early withdrawal penalty may apply. Balance limited to $1,000,000.00 per account type per household or controlled entity.
3.75% interest rate · Balance cap $1,000,000 · Effective Jun 3, 2026
Rate checked
More details - OREM CITY EMPLOYEESShare CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$189 over 6 months on $10,000Requirements
Product: A minimum deposit of $500.00 is required to purchase a share certificate. Certificate rates are subject to change without notice.
3.75% interest rate
Rate checked
More details - Daniels-Sheridan Federal Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$189 over 6 months on $10,000Requirements
Product: Minimum $500 to open and earn dividends. Dividends calculated daily, compounded daily, paid upon maturity (or paid monthly / quarterly statement).
Offer: 182-Day Share Certificate (6 Months). Minimum $500 to open and earn dividends.
3.75% interest rate · Compounded daily · Effective Apr 1, 2026
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More details - Rails West Federal Credit UnionShare CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$189 over 6 months on $10,000 - Kraftman Federal Credit UnionCertificates of DepositCD · 6 months
Credit union · Add a location to see nearby branches
3.82%APY$189 over 6 months on $10,000Requirements
Product: Dividends earned are posted monthly. Early withdrawal fees or applicable conditions could reduce earnings.
3.75% interest rate
Rate checked
More details - Hereford Texas Federal Credit UnionCertificates of DepositCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.82%APY$189 over 6 months on $10,0003.75% interest rate · Effective Feb 2, 2026
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More details - ARC Federal Credit UnionShare CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$189 over 6 months on $10,000Requirements
Product: Minimum balance for all Certificates is $500. Early withdrawal fees/penalties may apply.
Offer: Minimum balance for all Certificates is $500. Early withdrawal fees/penalties may apply.
3.75% interest rate
Rate checked
More details - Champion FCUShare Certificates of DepositCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$189 over 6 months on $10,0003.75% interest rate · Effective Jun 24, 2026
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More details - Community 1st Credit UnionShare CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$189 over 6 months on $10,000intro ratePromotional rate · 3.75% interest rate
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More details - Mint Valley Federal Credit UnionSuper Saver Plus CertificateCD · 6 months · $250 min
Credit union · Add a location to see nearby branches
3.82%APY$189 over 6 months on $10,000Requirements
Product: Requires monthly deposit of $250.00 ($100.00 minimum monthly deposit in account disclosures). Minimum balance required to open is $250.00. No additions in the last seven days before maturity.
Offer: $250 monthly deposit required
3.75% interest rate · Effective Mar 9, 2026
Rate checked
More details - Chicago Firefighters Credit UnionShare CertificateCD · 6 months · $10,000 min
Credit union · Add a location to see nearby branches
3.81%APY$189 over 6 months on $10,000Requirements
Offer: Withdrawals made prior to maturity are subject to a loss of 90 days dividend
3.75% interest rate · Effective Oct 1, 2026
Rate checked
More details - Actors Federal Credit UnionCertificate AccountCD · 6 months
Credit union · Add a location to see nearby branches
3.81%APY$189 over 6 months on $10,000intro rateRequirements
Product: A minimum deposit of $500 is required for standard and 11-month special certificates. Early withdrawal penalty applies and reduces earnings. Federally insured up to $250,000 by NCUA.
Promotional rate · 3.75% interest rate · Effective Oct 20, 2026
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More details - Lan Fair Federal Credit UnionCertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.81%APY$189 over 6 months on $10,000Requirements
Product: Membership eligibility primarily for Select Employee Groups located in Fairfield County, Ohio and their families.
3.75% interest rate · Effective Oct 2, 2026
Rate checked
More details - VisionBankCertificate of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.81%APY$189 over 6 months on $10,000Requirements
Product: Minimum deposit amount of $1,000.00. A penalty may be imposed for early withdrawal. Daily balance method: the amount of the principal in the account each day. No monthly fees.
Offer: Early withdrawal penalty may apply. Daily balance.
3.75% interest rate · Effective Sep 24, 2026
Rate checked
More details - ACIPCO Federal Credit UnionShare CertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.81%APY$189 over 6 months on $10,000Requirements
Product: A penalty may apply for early withdrawal of funds. Minimum deposit of $1,000. Terms range from 90 days to 3 years.
Offer: A penalty may apply for early withdrawal of funds.
3.75% interest rate · Effective Jul 11, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What 6-month CDs pay nationwide
4,546 CDs at 3,994 banks and credit unions · checked Oct 22–24
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.28%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank