Bank · FDIC insured
VisionBank CD Rates
Top CarrotVisionBank’s best CD rate is 4.25% APY on a 1-year CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How VisionBank’s CD rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where VisionBank has the most branches. $10,000, best rate first.
This bank’s best
VisionBank
4.25%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $425
Certificate of Deposit
Top rate
SouthPoint Financial Credit Union
9.00%APY
- Term
- 9 months
- Minimum
- —
- Earns on $10,000
- $668
2nd-highest rate
Woodlands National Bank
4.87%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,684
VisionBank CD score
93
CD score
Higher than 95% of U.S. banks and credit unions
- 3–8 months3–8 mo3.81%
- 9–15 months9–15 mo4.25%
- 16–30 months16–30 mo4.25%
- 31–60 months31–60 mo4.25%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where VisionBank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.25%APY · 11 terms
Minimum deposit amount of $1,000.00. A penalty may be imposed for early withdrawal. Daily balance method: the amount of the principal in the account each day. No monthly fees.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsEarly withdrawal penalty may apply. Daily balance | 3.76% | $93 |
| 6 monthsEarly withdrawal penalty may apply. Daily balance | 3.81% | $189 |
| 9 monthsEarly withdrawal penalty may apply. Daily balance | 3.86% | $288 |
| 12 monthsEarly withdrawal penalty may apply. Daily balance | 4.25% | $425 |
| 15 monthsEarly withdrawal penalty may apply. Daily balance | 4.25% | $534 |
| 18 monthsEarly withdrawal penalty may apply. Daily balance | 4.25% | $644 |
| 24 monthsEarly withdrawal penalty may apply. Daily balance | 4.25% | $868 |
| 30 monthsEarly withdrawal penalty may apply. Daily balance | 4.25% | $1,097 |
| 36 monthsEarly withdrawal penalty may apply. Daily balance | 4.25% | $1,330 |
| 48 monthsEarly withdrawal penalty may apply. Daily balance | 4.25% | $1,811 |
| 60 monthsEarly withdrawal penalty may apply. Daily balance | 4.25% | $2,313 |
Special-purpose accounts
Individual Retirement Account Certificate of Deposit
Up to 4.25%APY · 11 terms
Individual Retirement Accounts Also Available. Minimum deposit amount of $1,000.00. A penalty may be imposed for early withdrawal. Daily balance method: the amount of the principal in the account each day. No monthly fees.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsEarly withdrawal penalty may apply. Daily balance | 3.76% | $93 |
| 6 monthsEarly withdrawal penalty may apply. Daily balance | 3.81% | $189 |
| 9 monthsEarly withdrawal penalty may apply. Daily balance | 3.86% | $288 |
| 12 monthsEarly withdrawal penalty may apply. Daily balance | 4.25% | $425 |
| 15 monthsEarly withdrawal penalty may apply. Daily balance | 4.25% | $534 |
| 18 monthsEarly withdrawal penalty may apply. Daily balance | 4.25% | $644 |
| 24 monthsEarly withdrawal penalty may apply. Daily balance | 4.25% | $868 |
| 30 monthsEarly withdrawal penalty may apply. Daily balance | 4.25% | $1,097 |
| 36 monthsEarly withdrawal penalty may apply. Daily balance | 4.25% | $1,330 |
| 48 monthsEarly withdrawal penalty may apply. Daily balance | 4.25% | $1,811 |
| 60 monthsEarly withdrawal penalty may apply. Daily balance | 4.25% | $2,313 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.