Credit union · NCUA insured
Hereford Texas Federal Credit Union
A $76.6M credit union headquartered in Hereford, TX, with 8,279 members and 2 branches in Texas. Best rates: CDs 3.82% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: only special-purpose accounts (IRA, youth) are published. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs813.82%for 3–8 monthsCD rates →
- Savings—0.75%Savings rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Hereford Texas Federal Credit Union
- Headquarters
- 330 Schley Ave, Hereford, TX 79045-5539
- NCUA charter
- 1401
Branches
2 branches in Texas
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Texas
2 branches
Hereford area · 1
- Hereford Texas Federal Credit UnionMain office330 Schley Ave, Hereford, TX 79045Directions
Dimmitt area · 1
- Hereford Texas Federal Credit Union200 N Broadway St, Dimmitt, TX 79027Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 21.43% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.91% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.75% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $70 | $59 | — |
- CapitalNet worth ratio21.43%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.91%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.75%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$70Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Hereford Texas Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.