Credit union · NCUA insured
Hereford Texas Federal Credit Union CD Rates
Hereford Texas Federal Credit Union’s best CD rate is 3.82% APY on a 6-month share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.
How Hereford Texas Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Hereford, TX, where Hereford Texas Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Hereford Texas Federal Credit Union
3.82%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $189
Certificates of Deposit
Top rate
First National Bank of Hereford
4.00%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $400
3rd-highest rate
First National Bank Texas
3.75%APY
- Term
- 8 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $248
Hereford Texas Federal Credit Union CD score
81
CD score
Higher than 55% of U.S. banks and credit unions
- 3–8 months3–8 mo3.82%
- 9–15 months9–15 mo3.56%
- 16–30 months16–30 mo3.56%
- 31–60 months31–60 mo3.30%
- QualifiedQualified3.82%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Hereford Texas Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.82%APY · 6 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.82% | $189 |
| 12 months | 3.56% | $356 |
| 18 months | 3.56% | $538 |
| 24 months | 3.04% | $618 |
| 30 months | 3.30% | $845 |
| 36 months | 3.30% | $1,023 |
Sources (1)
- htfcu.com/rates-fees · captured Oct 6, 2026
Special-purpose accounts
I.R.A. Certificate of Deposit
3.25%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceTraditionalAny balance | 3.25% | $325 | Traditional |
Sources (1)
- htfcu.com/rates-fees · captured Oct 6, 2026
Who can join Hereford Texas Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.