Best 6-month CD rates

Requirements

Product: Early withdrawal penalty applies.

Requirements

Product: Account eligibility requirements apply. Minimum balance must be maintained to earn stated APY. Penalty may be imposed for early withdrawal.

Requirements

Product: Membership eligibility required. Early withdrawal penalty applies (30 days' dividends for terms <= 12 months, 60 days' dividends for terms > 12 months). Automatically renews at maturity with a 10-day grace period. Additional deposits not permitted after account opening. Dividends compounded daily and credited monthly.

Requirements

Product: A Regular Share account and membership eligibility are required. Certificate specials are available for a limited time and may be changed, extended, or discontinued without notice. Early withdrawal penalties may apply.

Offer: 6 New Money Cert. Special. Requires new money. Auto Renewal: No. Special Expiration: Anytime. Early withdrawal penalty: Up to 3 months of dividend.

Requirements

Product: Penalties may be imposed for early withdrawals.

Requirements

Product: Penalty for early withdrawal. Rates as of 11/3/2025. Interest rates subject to change at any time without notice. Minimum balance required to obtain stated APY. Fees may reduce earnings.

Offer: Penalty for early withdrawal. Minimum balance required to obtain stated APY. Fees may reduce earnings.

Requirements

Product: A 90-day dividend penalty will be imposed for early withdrawal. Deposit amount requires a minimum of $2,500.

Requirements

Product: Dividends may be added to the certificate, mailed monthly, or posted to another account at the credit union.

Requirements

Product: Minimum balance of $25.00 required. Penalty may be imposed for early withdrawal.

Offer: Term: 6 months. Minimum balance of $25.00 required. Penalty may be imposed for early withdrawal.

Requirements

Product: Rates quoted are accurate as of August 14, 2024 and subject to change without notice. If average daily balance falls below the minimum for that dividend period, no dividends are earned during that period. Fully insured up to $250,000 by NCUA and MSIC.

Offer: Minimum balance to earn dividends is $500. Average daily balance falling below minimum results in no dividends for that period.

Requirements

Product: Minimum deposit of $1,000 to open a Certificate of Deposit. Dividends are paid monthly. Rate boosts available via CD Loyalty Special / Reward Qualifications: +0.50% dividend rate for active Visa (open/active 90 days, min 2 transactions/mo over previous 3 mos), +0.50% dividend rate for active Checking (open/active 90 days, min 4 transactions/mo over previous 3 mos), and +0.25% dividend rate for enrolling in e-Statements on or before opening CD (max loyalty reward = 1.25%).

Offer: Base Rate + 1.00% (e.g. active Visa and active Checking account parameters)

Requirements

Product: Minimum balance is $500. Dividends calculated daily, paid quarterly. Available terms range from 6 to 60 months. Auto renew options available.

Requirements

Offer: Penalties apply for early withdrawals.

Requirements

Product: Dividends are compounded and credited on the last day of the month and at maturity. Option for dividend payment designation upon certificate opening. Early withdrawal penalty applies: 90 days of dividends for 3, 6 & 12 months; 180 days of dividends for 18, 24, 36, 48 & 60-month share certificates. Minimum $500 to maintain the account.