Credit union · NCUA insured
Michigan Columbus Federal Credit Union
Top CarrotA $75.3M credit union headquartered in Livonia, MI, with 4,025 members and 1 branch in Michigan. Best rates: CDs 4.07% and savings 0.05% APY.
Michigan Columbus Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 78% of U.S. banks and credit unions
#22 of 75 in Detroit, MI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Michigan Columbus Federal Credit Union
Founded in 1947 by the Fraternal Organization of the Knights of Columbus, Michigan Columbus Federal Credit Union was established with the mission of giving back to its community.
In 2010, the credit union became a community charter headquartered in Livonia, Michigan, expanding its mission to serve the local community.
As a not-for-profit financial cooperative, Michigan Columbus Federal Credit Union is owned by its members.
- Headquarters
- 30419 6 Mile Rd, Livonia, MI 48152-3460
- NCUA charter
- 5554
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, volunteers, or attends school in Livonia, MI is eligible for membership.
Family and household
- Family of individuals eligible through the Livonia community or family of an existing member qualifies for membership.
Branches
1 branch in Michigan
Loading map…
Michigan
1 branch
- Main 30419 6 Mile RdMain office30419 6 Mile Rd, Livonia, MI 48152Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 16.57% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.01% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.81% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $42 | $59 | — |
- CapitalNet worth ratio16.57%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.01%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.81%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$42Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Michigan Columbus Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.