Credit union · NCUA insured
Benton County Schools Credit Union
A $70.8M credit union headquartered in Corvallis, OR, with 2,351 members and 2 branches in Oregon. Best rates: CDs 4.07% and savings 1.01% APY.
Benton County Schools Credit Union Carrot Score
86
Carrot Score
Higher than 74% of U.S. banks and credit unions
#1 of 13 in Corvallis, OR metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Benton County Schools Credit Union
Founded in 1953, Benton County Schools Credit Union is headquartered in Corvallis, Oregon.
Established by local educators as a safe place to save and borrow, it operates as a member-owned not-for-profit credit union.
The credit union serves members across Oregon, operating branches in Corvallis and Philomath.
- Headquarters
- 2101 NW Professional DR, Corvallis, OR 97330
- NCUA charter
- 64059
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Residents who live in Benton or Linn County / the local community are eligible for membership.
Military, government and schools
- Employees of schools, school districts, cities, counties, or public organizations in Benton or Linn County are eligible for membership.
- Retirees and volunteers of eligible school districts, cities, counties, or public organizations in Benton or Linn County are eligible for membership.
Family and household
- Family members of eligible individuals are eligible for membership.
Cost to join
- Membership requires opening a savings account with a $25 deposit.
Branches
2 branches in Oregon
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Oregon
2 branches
- Main OfficeMain office2101 NW Professional DR, Corvallis, OR 97330Directions
- Philomath Branch138 S 7th St, Philomath, OR 97370Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.58% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.06% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.36% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $54 | $59 | — |
- CapitalNet worth ratio10.58%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.06%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.36%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$54Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Benton County Schools Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.