Credit union · NCUA insured
Michigan Columbus Federal Credit Union CD Rates
Top CarrotMichigan Columbus Federal Credit Union’s best CD rate is 4.07% APY on a 6-month share certificate (CD). Terms run from 6 months to 1 year. Rates checked October 16, 2026.
How Michigan Columbus Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Detroit, MI, where Michigan Columbus Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Michigan Columbus Federal Credit Union
4.07%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $201
Certificates of Deposit (CDs)
Top rate
FreeStar Financial Credit Union
5.25%APY
- Term
- 18 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $798
2nd-highest rate
Diversified Members Credit Union
5.15%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000
- $515
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
4.07%APY · 2 terms
Minimum balance is $500. Dividends calculated daily, paid quarterly. Available terms range from 6 to 60 months. Auto renew options available.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 4.07% | $201 |
| 12 months | 4.07% | $407 |
Special-purpose accounts
IRA Certificate of Deposit (CD)
Up to 3.09%APY · 6 terms
Dividends compounded and credited quarterly. Dividend period quarterly. Fixed dividend rate for the term of the certificate. Available for Traditional, Roth, and Coverdell Education IRAs.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.02% | $100 |
| 12 months | 2.52% | $252 |
| 24 months | 2.57% | $521 |
| 36 months | 2.83% | $873 |
| 48 months | 2.93% | $1,225 |
| 60 months | 3.09% | $1,643 |
Sources (2)
All captured Sep 18, 2026
Who can join Michigan Columbus Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, volunteers, or attends school in Livonia, MI is eligible for membership.
Family and household
- Family of individuals eligible through the Livonia community or family of an existing member qualifies for membership.
Membership information collected October 5, 2026.