Credit union · NCUA insured
Joplin Metro Credit Union CD Rates
Joplin Metro Credit Union’s best CD rate is 4.07% APY on a 6-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Joplin Metro Credit Union’s CD rates compare
Compared with banks and credit unions near Joplin, MO-KS, where Joplin Metro Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Joplin Metro Credit Union
4.07%APY
- Term
- 6 months
- Minimum
- —
- Earns on $10,000
- $201
Certificates of Deposit
Top rate
OMB Bank
4.65%APY
- Term
- 21 months
- Minimum
- $1,000
- Earns on $10,000
- $828
2nd-highest rate
Guaranty Bank
4.49%APY
- Term
- 10 months
- Minimum
- $500
- Earns on $10,000
- $373
Joplin Metro Credit Union CD score
81
CD score
Higher than 56% of U.S. banks and credit unions
- 3–8 months3–8 mo4.07%
- 9–15 months9–15 mo3.82%
- 16–30 months16–30 mo0.75%
- 31–60 months31–60 mo0.75%
- QualifiedQualified4.07%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Joplin Metro Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.07%APY · 7 terms
Early withdrawal penalty applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 1.76% | $44 |
| 6 months | 4.07% | $201 |
| 12 months | 3.82% | $382 |
| 24 months | 0.75% | $151 |
| 36 months | 0.75% | $227 |
| 48 months | 0.75% | $303 |
| 60 months | 0.75% | $381 |
Sources (2)
All captured Oct 5, 2026
Who can join Joplin Metro Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live in Jasper or Newton counties are eligible for membership.
- Individuals who work in Jasper or Newton counties are eligible for membership.
Employers and groups
- Employees of listed Select Employer Groups (including corporate and municipal employers) are eligible for membership.
Family and household
- Immediate family members of current members are eligible for membership.
Cost to join
- Joining requires a minimum $25 deposit into a Share Account.
Membership information collected October 4, 2026.